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Nationwide: Mortgages reviews

4.40
Based on 191 reviews, last reviewed 25th Jan 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
12%
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5%
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1%
See only 1 star reviews
10%

Latest highest rating:

5

Great rate for getting on property ladder! I took a mortgage with Nationwide and got a good rate for seven years and I'm still so happy I made this decision and was able to get on the property ... Read more Reviewed on: 25th January 2026
andrew kevin fawn's avatar
andrew kevin fawn

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Mortgages reviews (191)

Responsible lending, Truly

5
After applying for a new mortgage to move home my wife and I felt that we would have no problems with both having excellent credit scores. Nationwide actually surprised us by not just handing money out straight away. There was a number of questions they asked that made us evaluate all of our spending. The mortgage was agreed but how we look at our spending has changed. Thank you. Reviewed on: 16th November 2017

easy to set up fleixble

5
Very easy to set up, very friendly staff, lots of flexible options Reviewed on: 15th November 2017

Helpful and great knowledge

5
Arranging a mortgage was very straight forward with the in branch mortgage advisor. His knowledge was very good and I also like the app details of the mortgage rates, layout, and current balance. Reviewed on: 8th November 2017

Nationwide 2 year fixed rate mortgage

3
Could of done better by not asking for documents that were already submitted twice, notes left on system were not read so agents kept on asking for the same documentation. Slowed down application Reviewed on: 7th November 2017

Great rates and good online.

4
I took a Nationwide mortgage on the recommendation of a financial adviser. Twice. I cannot fault them, and when the account automatically linked with my online banking it seemed hard to fault. To date I've not had to contact Nationwide directly about my Mortgage, but they've always been top-notch for general banking, so can't see why a Mortgage would be any different. Reviewed on: 1st July 2017

Like a local company

5
Have been with nationwide for years for our mortgage and their rate has always remained competitive. They offer a nice mix of online service but you can pop in for more information depth queries. They look after their existing customers well. Reviewed on: 29th June 2017

Such an abysmal experience

1
The customer service has just been appalling. Very lax with security and data protection. Horrible follow up and unreasonably high ERCs Reviewed on: 29th June 2017

That extra mile

5
Was overall a really smooth and simple process for setting up my mortgage funds were there on time and also the day I got the keys I had a delivery of a gift box which was very nice and came in handy. Thanks Reviewed on: 23rd June 2017

I am voting for them for the second year

5
They gave me a hassle-free experience when taking out my first mortgage, allow me to overpay, have great customer service whenever I contact them and they resolve the issues easily. The cashback and loyalty bonus and new home welcome pack all added to me satisfaction. Reviewed on: 21st June 2017

Great service, even greater price!

4
One of the cheapest fixed rates we found. Service, was friendly and quick. Really happy with everything! Reviewed on: 11th June 2017

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