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Nationwide: Mortgages reviews

4.37
Based on 185 reviews, last reviewed 15th Jul 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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11%
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1%
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10%

Latest highest rating:

4

Mortage. Mortage. I had a mortage from Nationwide. It was good. i just wish the interest rates were lower. Reviewed on: 15th July 2025
Jennifer S's avatar
Jennifer S

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Mortgages reviews (185)

Best Late Life Mortgage deal.

5
I luckily took out a re-mortgage of my home with Nationwide. There were no fees payable such as survey fees, application fees, none at all. And I got an interest rate below 4% before rates started to increase a few months back. I checked out several providers of late life mortgages but all the others charged various fees. Nationwide was the only lender I found which was fee free. Reviewed on: 1st June 2023

Happy with my experience

4
I really need with this bank several times now with my mortgage and every time I've always been happy with the interest rate and fixed time I have searched around and found these the top people to use for me Reviewed on: 1st April 2023

Good value

5
Our fixed rate mortgage was very good value for money online 5 years ago and they have been great with switching to a new deal this year which hasn't been a scary increase. Lots of good offers, online banking means we've been able to manage over payments with Reese when we could afford it. Nationwide are always sending useful information about new products broader banking issues, situations nationally. Reviewed on: 9th March 2023

Best mortgage options

5
Nationwide was our Best choice, financially, when we bought our first home and they've been brilliant ever since. We've recently setup a new 5 year fixed mortgage with Nationwide after the previous two year fixed rate deal expired and the application process was very smooth and hassle-free. Accessing the mortgage online has also been super easy and setting up extra payments via Strive has been problem free (so far). Reviewed on: 7th March 2023

great banking service

5
Have been with Nationwide for a few years now and as a member I have been offered great rates when it came to renewing my fixed rate mortgage. Excellent offer and easy to accept. Reviewed on: 28th February 2023

Great service

5
Setting up our mortgage was easy and fast using online forms and great email communication throughout to ensure we were kept up to date on progress Reviewed on: 28th February 2023

No better choice

5
Customer service is always excellent. Never sat waiting on the end of a phone for long if we have to call. Most things can be done online & or via the app. Happy in the knowledge they are sensible lenders & wont let you over commit & always have plenty of options to consider. The flexibility of the product is good in terms of over payments, payment holidays etc. the only disappointing aspect is over payments can no longer be borrowed back in a lump some, which was a great feature on some of their previous products. Reviewed on: 28th February 2023

Great provider

5
Great rates and very easy to deal with. Reviewed on: 28th February 2023

Great mortgage

5
Nationwide were very helpful in setting up a mortgage, and were also helpful in setting up a second mortgage for home improvements. Reviewed on: 28th February 2023

easy to work with

5
Nationwide are a great company to have a mortgage with. Easily accessible and helpful at all times. Reviewed on: 19th February 2023

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