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Nationwide: Fixed Rate Mortgage reviews

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4.33
Based on 181 reviews, last reviewed 7th Apr 2025
700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
11%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
10%

Latest highest rating:

5

have been with them throughout my 20years of morgage... have been with them throughout my 20years of morgage ,always let us know when our term is ending ,and we always get a fantastic rate Reviewed on: 7th April 2025
mark g's avatar
mark g

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G
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About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We coll...

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Nationwide Fixed Rate Mortgage reviews (181)

Excellent

5
Easy process from start to finish. Great mortgage advisor, easy to understand info given. App is brilliant for checking account. Recommend. Reviewed on: 8th November 2018
Rebecca7's avatar
Rebecca7

They let me down twice.

1
Wasting time. They declined my application without any reason and did not notify me. Reviewed on: 7th November 2018
Andras's avatar
Andras

They let me down twice.

1
They diclined without any reason and they did not notify me about it. Wasting time with them. Unreliable bank. Reviewed on: 7th November 2018
Andras's avatar
Andras

Great rates, easy to manage with app

5
Nationwide has consistently offered me some of the best rates, and made my life a lot easier in loads of small ways by making my mortgage easy to manage in the app and online. When my initial 2-year fixed rate expired, switching to a new product took me about 10 minutes and got me a way better rate. Couldn't be happier. Reviewed on: 6th November 2018
Chase Richards's avatar
Chase Richards

Heartless!

1
I borrowed £40,000 for 10 months. I was made redundant unexpectedly and had to draw company pension early. On top of the mortgage payments to Nationwide, I had to pay an extra £1,527.00 to them when I used the pension to redeem the mortgage. I found out after that I could have had another mortgage with them without paying the EPC and the same payments. How was I to know I would be made redundant? I should have been claiming a government pension now but they changed it until... Reviewed on: 15th September 2018
Eileen Mumford's avatar
Eileen Mumford

Mortgage

4
Good rate and really easy to remortgage Reviewed on: 17th July 2018
Rocioo 's avatar
Rocioo

Customer focused

5
I have had a mortgage with nationwide for many years and have had to contact them many times, face to face and over the phone & have always found them nothing but helpful and always speedy in getting queries solved Reviewed on: 10th June 2018
Kelly Hirst's avatar
Kelly Hirst

COMPLETE MESS

1
when I first started banking with Nationwide, they were lovely. Now I have to change my card details continually as they keep putting a block on it as they don't believe that it is I using MY OWN MONEY. They keep claiming its been bloody compromised.  I DONT UNDERSTAND.  Reviewed on: 5th May 2018
Anon's avatar
Anon

Great rate, great service

5
Having taken out a mortgage with Nationwide in 2013 I was due a review after my fixed rate was coming to an end. In the review the Nationwide staff were very friendly and helpful in explaining the situation and what they could offer. The bottom line: they gave me a rate that means I can still pay what I've been paying for the last 5 years but because of the lower rate means I will be mortgage free sooner than expected having wiped 8 years off the term. In addition, I got £100... Reviewed on: 1st May 2018
TheBobbyB's avatar
TheBobbyB

Smooth

5
Good service and competitive rates Reviewed on: 4th April 2018
jason's avatar
jason

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