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NatWest: Business Banking reviews

Name: Business Banking
Rating: 3.06 (194 reviews)

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2.71

Based on 194 reviews, last reviewed 21st Oct 2025

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

42%

Latest highest rating:

5

I am a new business customer with NatWest and so far... I am a new business customer with NatWest and so far my experience with them and the app has been excellent Reviewed on: 28th March 2025

Latest lowest rating:

1

This is a terrible bank. This is a terrible bank. I had business banking with them and in covid took a bounce back loan as I had to close my business. having really struggled ... Read more Reviewed on: 21st October 2025

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About this product

NatWest business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at NatWest is really like. With business banking and aspects such as access to finance being so important to many business owners, Smart Money People is becoming the UK's leading source of NatWest business banking reviews. Remember that you can write yours too, and join our mission to increase trust and transparency in financial services.

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NatWest Business Banking reviews (194)

Over 3.5h and counting waiting line

I have been waiting for 3+ to speak to someone on the phone for a serious issue. They have transfered me twice to wrong departments even though it was clear and obvious which department it should have gone to in the first place. Reviewed on: 24th September 2020

Useless

The only good thing about Natwest is the app. Other than that they are useless. Making payments is a nightmare they block payments. Being able to spend your money has never been so difficult and stressful. Been on the phone for 1.5 hours today trying to pay an invoice. Been trying to pay this invoice for 3 days absolutely ridiculous. I have been with many banks this is hands down the worst I have ever dealt with. I will be changing asap. Reviewed on: 11th September 2020

2 months on and still no 2nd business account.

Shocking. Trying to open a current account so my new business can trade. Not seeking a loan, just the ability to employ people and meet consumer demand in an economic crisis about to cause millions of redundancies. That's us trying to do our bit, it would be nice if the bank could do their basic job. Reviewed on: 4th August 2020

Easy Business Banking

We have always found our business account most easy and efficient. Starting out with an actual Business Manager at our branch, we now do it all online. Direct Debits are so easy to set up, as our payments in from our credit card facility. On the rare time we have had a difficulty (one supplier set up a 2nd direct debit by mistake) we got instant help to sort it out, refund us and leave us not out of pocket. With instant confirmation of what funds are in our accounts we can keep on top of our finances - one less thing to worry about in these challenging times. Reviewed on: 10th July 2020

30 years banking with them but, ready to jump ship. TERRIBLE

I have been trying to open a second business bank account since 17th May, it is now the 1st of July and it still isn't open. I have been on hold for a total of 8.7 hours across 9 weeks. I have today decided to leave the bank. THANK YOU FOR SUPPORTING ME THROUGH COVID-19 AND MAKING MY ENTIRE BUSINESS FOLD Reviewed on: 30th June 2020

Bad bad service from NatWest!

NatWest business are full of wrong information and false promises! They are an utter joke! Please do not use this bank if you can call them that! Will be changing personal and business banking and never use again!!! Reviewed on: 29th June 2020

Current account

I am very satisfied with Nat West Bank they keep me updated on all changes , I get 3%interest paid on my regular direct debits for utility companies to my account making me a little extra every month, an they are always on hand for any questions you may need answered. Reviewed on: 11th June 2020

Always helpful

Nat West business banking department have always been so helpful and considerate over the 15 years I have been with them Reviewed on: 28th April 2020

WE ARE WHAT WE DO

ALOW FRAUDSTERS TO OPEN AN ACCOUNT AND STEAL YOUR MONEY,AND NOT REFUND IT Reviewed on: 20th February 2020

Terrible Experience

They could not process a simple mandate and its been a month. They are very slow in responding and due to their carelessness, our business had suffered financial and reputation damage. Reviewed on: 18th January 2020

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