Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30759 reviews)

View other PayPal products

4.92

Based on 30,759 reviews, last reviewed 2nd Feb 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

few days ago I had to email for the customer service... few days ago I had to email for the customer service because of the payment date to change .I struggling paying on the 4th .So i did asked if they cou... Read more Reviewed on: 2nd February 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30759)

Review of the PayPal, PayPal Credit:

Making spending easier

I always use PayPal if it is ever an option when paying for items and now PayPal credit makes it so much more affordable and helps me control my spending. Reviewed on: 14th May 2024

Very happy overall love how I can pay in 3...

Very happy overall love how I can pay in 3 Reviewed on: 17th June 2024

Never an issue.

Never an issue. Always there when I need it Reviewed on: 17th June 2024

3 months interest free plan is really useful

3 months interest free plan is really useful Reviewed on: 17th June 2024

I’ve had a good experience overall but the APR can b...

I’ve had a good experience overall but the APR can be on the high side compared to other credit cards. Reviewed on: 17th June 2024

Really easy simple website.

Really easy simple website. Instalment payments are great. I use this on a regular basis, especially for larger purchases. Reviewed on: 17th June 2024

PayPal is the best and easy way to pay with lots of...

PayPal is the best and easy way to pay with lots of benefits. Can't comere with any providers, not competitive in market. Reviewed on: 17th June 2024

Would highly recommend PayPal

Have used PayPal for many years, they offer exceptional security, competitive rates and an easy to use service. I feel they give their customers an unmatched sense of support and by that I mean you have their full backing against rouge traders/scammers - your money never feels vulnerable. Reviewed on: 17th June 2024

Easy and convenient

Easy and convenient, most companies/ stores etc now accept PayPal as a form of payment. Options make it easier for spreading cost. Reviewed on: 17th June 2024

Read small print

Mostly I found the service very good and customer service is always fantastic. However, I have been on the other site of the as well. Where you hit a brick wall and nothing that you can do Reviewed on: 17th June 2024

Always helpful.

Always helpful. Thankyou for your support when I was struggling. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.61 from 38 reviews
Credit Card
from Argos 3.46 from 52 reviews
Credit Card
from American Express 4.47 from 121 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub