Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (47235 reviews)

View other PayPal products

4.91

Based on 47,235 reviews, last reviewed 27th May 2025

1515100% increase in 5 star reviews

in the past 90 days

1067% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Handy service! Handy service with good cover for your payments!! Reviewed on: 27th May 2025

Latest lowest rating:

1

I like when paypal put 48 months zero interest offer... I like when paypal put 48 months zero interest offer specially to scan.co.uk Reviewed on: 27th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (47235)

Review of the PayPal, PayPal Credit:

Great range of easy payment options

Very easy to use and monitor Great range of payment options. Use regularly and experienced no issues. A reliable and prompt payment vehicle. Reviewed on: 15th June 2024

PayPal Fair

I have always found PayPal to be fair, they are great regarding purchases on my behalf, not ever have they let me down in all the years I have had my account. I would to have a PayPal card, that would make shopping easier rather than being wholly dependent on a good wi-fi signal, where you do have difficulty at times. Reviewed on: 27th May 2025

Very helpful even when there was a dispute with cons...

Very helpful even when there was a dispute with consumers Reviewed on: 27th May 2025

Good provider but difficult to find options on the app

PayPal is great, no issues and been using for years. However, if I have to mention one improvement it would be navigation of the app/website. I do set up subscriptions and can never remember where to go to manage those. I would like it to be more user friendly to navigate Reviewed on: 27th May 2025

I love it for big purchases , it just helps...

I love it for big purchases , it just helps me out Reviewed on: 27th May 2025

Easy to setup and happy to help out with any situati...

Easy to setup and happy to help out with any situation very flexible would recommend Reviewed on: 27th May 2025

Made my life easier to connect to my friends and cli...

Made my life easier to connect to my friends and clients financially. Amazing experience and I always will use PayPal Reviewed on: 27th May 2025

It’s a brilliant way to be able to purchase and pay...

It’s a brilliant way to be able to purchase and pay slowly in 4 months to not be charged any interest on this. Reviewed on: 27th May 2025

Simple easy and fast.

Simple easy and fast. PayPal makes life easy when shopping online. Reviewed on: 27th May 2025

I am happy with it.

I am happy with it.it s good product .well done PayPal.Thanks for everything! Reviewed on: 27th May 2025

Excellent money giver

Paypal comes to your rescue when you want to borrow money. It has flexible options whether it is in pay in 3 or get things on 4 months credit interest free. Making it affordable to make any purchase. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity Credit Card
from Halifax 4.10 from 261 reviews
Credit Building Credit Card
from Vanquis 4.76 from 16725 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub