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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

No probs

Never had a problem, always works Reviewed on: 10th June 2026

No issues at all x Great Service

I've had no issues at all with PayPal Credit. Came in handy when I needed it Reviewed on: 10th June 2026

Easy to use

Easy to use, especially keeping track and managing this all through the app and lots of communication to keep you updated too. Reviewed on: 10th June 2026

Easy and good value

I find Paypal credit easy to use and good value especially when spreading cost of purchases over small periods interest free Reviewed on: 10th June 2026

Great service

Good value for money and reliable service Reviewed on: 10th June 2026

Excellent convenient access for 0% over 4 months, es...

Excellent convenient access for 0% over 4 months, especially since introduction of physical Mastercard for retail use. Reviewed on: 10th June 2026

I get the help anytime when I need it.

I get the help anytime when I need it. Reviewed on: 10th June 2026

Great flexibility and interest free options

Great flexibility and interest free options Reviewed on: 10th June 2026

I always use PayPal for many things

I always use PayPal for many things… never had an issue, always a great service. Reviewed on: 10th June 2026

I use PayPal credit has another layer of security fo...

I use PayPal credit has another layer of security for buying on line Reviewed on: 10th June 2026

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