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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,406 reviews, last reviewed 29th Apr 2026
1781350% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and quick So easy to move money and quickly. always keep you updated with any changes and updates. The app is very easy to use. Reviewed on: 29th April 2026
Jessica K's avatar
Jessica K

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89406)

I've used PayPal credit a few times and always found...

5
I've used PayPal credit a few times and always found it easy to use. Also easy to transfer to other accounts in euros Reviewed on: 26th May 2025
Paul m's avatar
Paul m

Nice and secure.

5
Nice and secure. Never had issue for last 12 years Reviewed on: 26th May 2025
Yasir S's avatar
Yasir S

Fantastic service

5
Fantastic service as always, never had an issue from them and it's really easy to use. Reviewed on: 26th May 2025
Marc's avatar
Marc

Easy to access ,easy to use and above all better tha...

5
Easy to access ,easy to use and above all better than others. It’s a been a great pleasure subscribing to PayPal’s credit and I will choose it again over others. Reviewed on: 26th May 2025
Azeez A's avatar
Azeez A

Never any issues

5
Never any issues - does what it says on the tin with no fuss Reviewed on: 26th May 2025
RuffyB's avatar
RuffyB

Does what it needs to do !!

5
Never had any problems with paypal and I am more than happy with the service it is very easy to use and is accepted in many places online and i know that paying with paypal is very secure so i never worry when using it Reviewed on: 26th May 2025
Stephen E's avatar
Stephen E

Best out of them all

5
Best finance provider around, from pay in 3 to credit. Easy and understandable app, 10 out of 10 all around. Been using PayPal for years and couldn't fault it Reviewed on: 26th May 2025
Lucie R's avatar
Lucie R

I like that there's choice of ways to pay.

5
I like that there's choice of ways to pay. Pay pal is easy to use and you can easily change which card or account you want to pay with. I have used pay over four instalments and PayPal credit which is interest free. Reviewed on: 26th May 2025
Abw 's avatar
Abw

I’m with PayPal for a long time and very happy with...

5
I’m with PayPal for a long time and very happy with everything what they provide for me. Reviewed on: 26th May 2025
Marek Siska's avatar
Marek Siska

Easy to use,,,, fantastic app on the credit is brill...

5
Easy to use,,,, fantastic app on the credit is brilliant which I’d pay off each month Reviewed on: 26th May 2025
Martin Walker's avatar
Martin Walker

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