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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89283 reviews)

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4.90

Based on 89,283 reviews, last reviewed 29th Apr 2026

1775600% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good experience, no hassles in applying for the loan... Good experience, no hassles in applying for the loan and its approval. Good repayment terms and interest. Good when you are having financial problems.... Read more Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89283)

Top service delivery

It’s been a reliable platform, will recommend. Reviewed on: 26th May 2025

Pay with PayPal ALWAYs

PayPal fantastic, they provide a great service and security for any payment. Also the pay in 3 service has helped me on many occasions. Reviewed on: 26th May 2025

Interest free for four months!

I reallly enjoy using PayPal credit’s four month interest free period. Reviewed on: 26th May 2025

Love the app!

Easy to use, with good communication. The app is useful and great to keep track of your PayPal credit usage. Reviewed on: 26th May 2025

PayPal credit has been very beneficial to me, a very...

PayPal credit has been very beneficial to me, a very easy to use service and it has been a great help being able to space out payments. It makes my day to day life easier without worries. Reviewed on: 26th May 2025

Really easy service and good payment options.

Really easy service and good payment options. Reviewed on: 26th May 2025

Great Service

They are always adapting their approach and are customer focused Reviewed on: 26th May 2025

Simple process

Quick, easy, convenient. Such a good option to have at checkout Reviewed on: 26th May 2025

PayPal is great

Very easy to use , easy to send money to people even abroad . I have been using it for many years and it’s really good. I also have a PayPal credit where I can spend instead of my own card such a helpful option when you need that extra help. You have plenty of time to put the money back into the paysl credit also. Reviewed on: 26th May 2025

The easiest way to pay online by far.

The easiest way to pay online by far. Reviewed on: 26th May 2025

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