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PayPal: PayPal Credit reviews

4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181155)

PayPal credit

5
I like the 0% interest for 4 months offer use it for a lot of purchases. Easy to use service. Reviewed on: 10th June 2026

PayPal is reliable, quick and easy

5
PayPal is reliable, quick and easy Reviewed on: 10th June 2026

Paypal is easy to use and has great repayment options

5
Paypal is easy to use and has great repayment options Reviewed on: 10th June 2026

Low rate of interest, transparent and easy to navigate

5
Low rate of interest, transparent and easy to navigate Reviewed on: 10th June 2026

Seamless

5
No issues. Easy to use. Very convenient. Reviewed on: 10th June 2026

PayPal credit

5
I use PayPal credit quite often and it helps me with my personal things when I need a bit of extra money. Reviewed on: 10th June 2026

Great service and good communication

5
Great service and good communication Reviewed on: 10th June 2026

Easy to use especially when websites do not accept A...

5
Easy to use especially when websites do not accept AMEX. I can use PayPal with my Amex card! Reviewed on: 10th June 2026

Easy to use my go to cards

5
Easy to use my go to cards unloved that I can split the cost across a few months and it’s manageable on PayPal app Reviewed on: 10th June 2026

Simple to use, great and efficient

5
Simple to use, great and efficient Reviewed on: 10th June 2026

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