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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,178 reviews, last reviewed 29th Apr 2026
1770750% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to purchase and checkout. Always easy to purchase and checkout. Never had a problem. Any refunds have always been prompt.. Reviewed on: 29th April 2026
Amanda p's avatar
Amanda p

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026
Danimal's avatar
Danimal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89178)

Good thing

4
I’m using very often and I’m happy about it. Reviewed on: 26th May 2025
Pawel P's avatar
Pawel P

I use PayPal in most instances ...

5
Use PayPal in most instances especially when purchasing online. Gives you that peace of mind. Plus app and everything is easy to use and is accepted by most retailers and sites. Reviewed on: 26th May 2025
Chris L's avatar
Chris L

Easy too use and several ways too pay and secure ove...

5
Easy too use and several ways too pay and secure overloaded with service Reviewed on: 26th May 2025
Robert Moore's avatar
Robert Moore

Paypal is safe

5
Having PayPal account is safe , and affordable. Reviewed on: 26th May 2025
Flory T's avatar
Flory T

The interest free purchases of over £100 can be conf...

4
The interest free purchases of over £100 can be confusing. Making payments for items that are interest free would be appreciated. Reviewed on: 26th May 2025
Michael C's avatar
Michael C

Travel now pay later

5
I have been able to travel more because of this service. Paying a resit in 4Months without interest is very attractive.For me I have been able to sort out an unplanned journey quickly where I was able to travel to Zimbabwe in a crisis and paid when I came back . Reviewed on: 26th May 2025
Georgina J's avatar
Georgina J

PayPal Credit

5
Easy and fast decision to obtain the credit Reviewed on: 26th May 2025
Gary J's avatar
Gary J

Unhappy Customer

3
I have had an issue recently where goods purchased were not received, I was not listened to and PayPal decided to favour the seller without any evidence. Reviewed on: 26th May 2025
AML's avatar
AML

Simple and effective.

5
It’s quick and easy to use and the two options to use pay in three or Paypal credit gives you more flexibility with budgeting for big purchases. It’s clear to see what you are spending and it takes seconds to make payments to your account. Reviewed on: 26th May 2025
Robyn M's avatar
Robyn M

Great app easy service to use quick and confidence

5
Great app easy service to use quick and confidence Reviewed on: 26th May 2025
Tyler D's avatar
Tyler D

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