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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Since I have been using PayPal..

Since I have been using PayPal. I have fantastic experience using PayPal. Reviewed on: 10th June 2026

great service, sometimes resolving refunds can take...

great service, sometimes resolving refunds can take a while but usually they're quite good Reviewed on: 10th June 2026

Usually have no problems sometimes I have difficulty...

Usually have no problems sometimes I have difficulty when I’ve purchased something as the codes don’t come through too quickly but other than that no problems Reviewed on: 10th June 2026

Probably the best banking app on my phone

Probably the best banking app on my phone, the pay in 4 feature is a life saver for bigger purchases! The app is also very easy to use and user friendly. I constantly use it to pay bills and transferring cash. Reviewed on: 10th June 2026

Excellent service, multiple payment options and mana...

Excellent service, multiple payment options and manageable payment plans. Super easy to send money to new people. Reviewed on: 10th June 2026

Extremely easy, fast and safe experience

Extremely easy, fast and safe experience Reviewed on: 10th June 2026

Making your money go further...

Quick, easy way to pay or spread the cost of bigger purchases Reviewed on: 10th June 2026

I often use the credit facilities so I can spread pa...

I often use the credit facilities so I can spread payments interest‑free. Reviewed on: 10th June 2026

Smart way to purchase

Very easy to use, nothing complicated to negotiate and the whole process, from start to finish is such a smart way to purchase. Reviewed on: 10th June 2026

So great with everything you provide

So great with everything you provide Reviewed on: 10th June 2026

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