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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

My experience with Paypal

I like paypal cause I can make big purchases and pay it in my own time. Be able to solved everything online is good. And I feel safe using it more than my card, because I do not need to put my details online. Reviewed on: 10th June 2026

My experience has been excellent from having a hassl...

My experience has been excellent from having a hassle free access to funds and customs service repomnse to query has been great Reviewed on: 10th June 2026

I've been with PayPal for twenty plus years now and...

I've been with PayPal for twenty plus years now and only had cause to have had an issue with one or two items being either not delivered or not been of the standard I would expect for my money, as I use PayPal for all my 9mline buying there payment protection scheme is ABSOLOUTLY second to none and affords all PayPal users security and a very valued and valuable service Reviewed on: 10th June 2026

My flatmate convinced me how easy was to pay with it.

My flatmate convinced me how easy was to pay with it. Reviewed on: 10th June 2026

All is very good.

All is very good. No issues,good app and easy to use Reviewed on: 10th June 2026

Always use paypal for extra safe perching

Always use paypal for extra safe perching Reviewed on: 10th June 2026

Simple, fast and reliable app for everyone.

Simple, fast and reliable app for everyone. Reviewed on: 10th June 2026

The flexibility has been key.

PayPal Credit has given me slot more freedom with my finances allowing me spending power when I have needed it most no matter my fixed One day a month income. The new found flexibility it has given me financially has been immeasurable. Reviewed on: 10th June 2026

Excellent service with great protection

Excellent service always there if money is abit tight. Great service when paying for items and fully protected if there's a problem with the item. An excellent and safe way to pay on an unsafe world Reviewed on: 10th June 2026

Was good and easy .

Was good and easy .i recommend it to everyone Reviewed on: 10th June 2026

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