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PayPal: PayPal Credit reviews

4.90
Based on 89,083 reviews, last reviewed 29th Apr 2026
1766450% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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0%

Latest highest rating:

5

Amazing easy way to pay always use this way to pay o... Amazing easy way to pay always use this way to pay online and its safe Reviewed on: 29th April 2026
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Kerry

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89083)

Excellent customer service and care

5
Excellent customer service and care Reviewed on: 26th May 2025

So handy to have credit with PayPal who I use...

4
So handy to have credit with PayPal who I use already Reviewed on: 26th May 2025

Excellent for what I needed at the time.

4
Excellent for what I needed at the time. Reviewed on: 26th May 2025

PayPal credit is a good way to pay for purchases

5
In general PayPal credit is a good way to manage finq Reviewed on: 26th May 2025

Secured and easy payment

5
Secured easy payment for any purchase i do Reviewed on: 26th May 2025

Great every time

5
Great every time I try and purchase anything online. Don’t need to worry about having a card and pay in 3 with no interest free with a faff of applying for credit elsewhere is just great Reviewed on: 26th May 2025

Have used PayPal Credit for years! ...

5
Have used PayPal Credit for most of my online shopping for many years now. Always safe and secure, hardly any issues, and when there were, customer service dealt with them expeditiously. I’m very happy with the credit interest compared to many other lenders too. Reviewed on: 26th May 2025

Pay pal credit is straight forward and very quick an...

5
Pay pal credit is straight forward and very quick and secure for transactions grate for all types ov bying Reviewed on: 26th May 2025

Very good when you pay for four months o% interest...

5
Very good when you pay for four months o% interest Reviewed on: 26th May 2025

I’ve never had a problem using PayPal.

5
I’ve never had a problem using PayPal. Reviewed on: 26th May 2025

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