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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89027 reviews)

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4.90

Based on 89,027 reviews, last reviewed 29th Apr 2026

1763750% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable and easy to use . Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89027)

Flexible credit

Perfect for larger purchases, easy to manage and pay via PP app Reviewed on: 26th May 2025

It has always been a valued service to help pay for...

It has always been a valued service to help pay for items and maintain security. Providing me the useful payment schemes when needed to buy those more expensive items Reviewed on: 26th May 2025

Easy to set up and pay

PayPal credit is easy to set up and payments are taken automatically which is super helpful for large purchases. I would not hesitate to use it again in the future. Reviewed on: 26th May 2025

PayPal always works wherever every they accept.

I have been using PayPal for few years(credit). Also main PayPal for around 17years. It's always benn good and I had no issues.Whether it's using the app .or the payment process. Also it feels like more basic user friendly just like iPhone straight on the tap. Also with the information for the changes in the company for credit or debit usage and rules and regulations by law. Always there and very helpful.. I have few friends on it as well even before the reward system was started for the referral. Reviewed on: 26th May 2025

No better way to PayPal!!

Pay pal is very handy to buy item online to send payment and it's easy to pay back monthly payment it's great highly recommend Reviewed on: 26th May 2025

Innovative.

Innovative. Easy Fast with care. It is safe and don’t put burden on the personal finances Reviewed on: 26th May 2025

Good works for me

Good works for me to pay for goods Reviewed on: 26th May 2025

Convenient and safe

I've never had any problems with PayPal it is the most convenient way of paying for all kinds of purchases, even when i had issues with retailers they've stepped in and acted accordingly. Reviewed on: 26th May 2025

Great service provided by a great company

Great service provided by a great company Reviewed on: 26th May 2025

Easy to use, great service, excellent rates, accepte...

Easy to use, great service, excellent rates, accepted all over the world Reviewed on: 26th May 2025

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