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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Consistent good service.

Consistent good service. Always good to know that Reviewed on: 10th June 2026

Always good.

Always good. Easy to use and operate. Reviewed on: 10th June 2026

Easy to send and receive payments.

Easy to send and receive payments. I enjoy being able to split my payments over 3 months Reviewed on: 10th June 2026

So flexible on how many ways to pay, love it.

So flexible on how many ways to pay, love it. Reviewed on: 10th June 2026

Excellent way to guarantee online paymemts

Makes paying for large items easy by allowing payment to be spread over 3 payment or allows you 4 months interest free Reviewed on: 10th June 2026

Quick simple and easy

Quick simple and easy- can keep track on the app, see clearly what you are spending and when you need to repay. When I had issues with getting an expensive item delivered they helped me with getting my money back. Reviewed on: 10th June 2026

It’s has very good service with safety

It’s has very good service with safety Reviewed on: 10th June 2026

Great service, easy to use.

Great service, easy to use. Good members of staff. Very knowledgeable too. Reviewed on: 10th June 2026

Good quality service.

Good quality service. Quick verification Reviewed on: 10th June 2026

Would recommend

Easy to use and access, with customer service that is quick to contact and helpful. Having 0% interest on payments really helps spread large payments too. Now having a a physical card too means that I’m not just limited to online purchases. Reviewed on: 10th June 2026

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