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PayPal: PayPal Credit reviews

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4.90
Based on 89,011 reviews, last reviewed 29th Apr 2026
1763050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the best for transfer for india One of the best for transfer for india Reviewed on: 29th April 2026
Bhaumik P's avatar
Bhaumik P

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
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SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89011)

No issues with PayPal, fast, easy and convenient to...

5
No issues with PayPal, fast, easy and convenient to use. PayPal credit is very handy when you want to spread the cost a bit. Reviewed on: 26th May 2025
Bee's avatar
Bee

So easy to use and budget for goods

5
I use PayPal on a regular basis as feel it is safer to buy goods this way. The pay in three really helpful way to pay for goods plus free of charge no interest to pay either win win Only ever had to contact customer services once for help with an error I made so helpful in sorting out issue quickly. Would highly recommend PayPal. Reviewed on: 26th May 2025
Tracey W's avatar
Tracey W

It’s very useful & helpful if wanting to purchase be...

5
It’s very useful & helpful if wanting to purchase before payday Reviewed on: 26th May 2025
Amy ferrie's avatar
Amy ferrie

I use PayPal to pay my rent.

4
I use PayPal to pay my rent. PayPal could improve though with a pay in 4 and small loans Reviewed on: 26th May 2025
Bradley W's avatar
Bradley W

Straight forward, hassle free

5
Really easy and straight forward. And always know where you stand with payments. Reviewed on: 26th May 2025
KGR's avatar
KGR

trustworthy credit

5
trustworthy credit when I needed it most for a replacement gearbox. hassle free purchase with PayPal credit. Reviewed on: 26th May 2025
Mike Avery's avatar
Mike Avery

PayPal credit is excellent.

5
PayPal credit is excellent. This has really helped me in situations and I have plenty of time to pay back in instalments Reviewed on: 26th May 2025
Caitlin m's avatar
Caitlin m

LIFE SAVER...

5
If it wasn't for paypal credit I wouldn't have everything I have. It's AMAZING Reviewed on: 26th May 2025
Sarah's avatar
Sarah

PayPal best pal

5
They help me out with almost every purchase. Keeping my money safe and every transaction secure. Very easy interface. I've been using it for a long time. It's pay in 3 installments is a massive help to me just to space out money coming out of my a cough. Couldn't recommend them more. Reviewed on: 26th May 2025
Rhombus's avatar
Rhombus

Paypal Credit is awesome

5
Paypal credit is brilliant n I pay a bit more in my monthly payments Reviewed on: 26th May 2025
Maggie 's avatar
Maggie

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