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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

So easy to use and maintain and accepted in so many...

So easy to use and maintain and accepted in so many places. Reviewed on: 10th June 2026

Great had no problems would recommend

Great had no problems would recommend Reviewed on: 10th June 2026

I find it easy to use with transparent rates and ter...

I find it easy to use with transparent rates and terms and conditions . Easy to spend with and easy to make payments Reviewed on: 10th June 2026

Found it comes in handy to pay things easy

Found it comes in handy to pay things easy Reviewed on: 10th June 2026

Good experience but interest rates is to high

Good experience but interest rates is to high Reviewed on: 10th June 2026

Not a lot of use for pay pal I believe but it is a g...

Not a lot of use for pay pal I believe but it is a good standard platform. Reviewed on: 10th June 2026

Easy and convenient credit when needed.

Easy and convenient credit when needed. Great stuff. Reviewed on: 10th June 2026

I love paypal.

I love paypal. I have choices with them, pay in 3, PayPal credit and payments straight from my bank(s).. I can make higher payments back to PayPal, I can pay back my pay in 3s quicker or ahead of time. I feel like PayPal lets me be in control of my finances. I trust them too to look into any difficulties I've had with other sellers. I always choose to use PayPal knowing I have 90 days protection too. There really is little more I could ask for from them. Reviewed on: 10th June 2026

Best online money manager!

Been with PayPal for years now. Feel safe when I use PayPal , I know everything is covered. Just got the PayPal credit card too ! Excellent service, easy to use app, and there’s always someone there if it goes wrong . 10/10 Reviewed on: 10th June 2026

Pay pal meets all my needs.

Pay pal meets all my needs. Good flexible payments. Pay minimum or pay more. Also the pay in 3 is great. Reviewed on: 10th June 2026

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