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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have had a prompt follow-up obout a transaction .

I have had a prompt follow-up obout a transaction . The team responded to my request quick within one day Reviewed on: 10th June 2026

A Helping Hand

PayPal Credit is always there to lend a hand for those must have purchases. The easy payment structure is very helpful along with their ‘pay in three’ options makes financing very flexible. Reviewed on: 10th June 2026

Good all rounder

Easy to use. Quick and easy to pay Reviewed on: 10th June 2026

Good especially PayPal credit.

Good especially PayPal credit. Gives you options Reviewed on: 10th June 2026

Just super happy with PayPal

Just super happy with PayPal credit and PayPal 3 in 1 it allow me to buy bigger things in life!! Reviewed on: 10th June 2026

Excellent service prompt with enquiries

Excellent service prompt with enquiries Reviewed on: 10th June 2026

Great service, no issues, runs smoothly.

Great service, no issues, runs smoothly. Reviewed on: 10th June 2026

Love using PayPay!

I love that you can spread the cost of many purchases over three payments which is interest free credit. Communication from PayPal is always very good. Reviewed on: 10th June 2026

Good service !!

Plenty of options, pay later or spread payments! I also feel it's safe using the app with the guarantee . I'm also earning points Reviewed on: 10th June 2026

Verry Quick, good service.

Verry Quick, good service. Everything clear for understand Reviewed on: 10th June 2026

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