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PayPal: PayPal Credit reviews

4.90
Based on 89,004 reviews, last reviewed 29th Apr 2026
1762700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a live saver. PayPal is a live saver. Easy tell Reviewed on: 29th April 2026
Michael 's avatar
Michael

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89004)

Great service

5
The service works great. I haven't had any problem. Reviewed on: 26th May 2025

Always easy and simple to deal with

5
Always easy and simple to deal with Reviewed on: 26th May 2025

Some time I can't cancel pending payment.

5
Some time I can't cancel pending payment. It will be good if you have direct phone number for customer service. Reviewed on: 26th May 2025

Easy to use, great to buy expensive purchases at a r...

5
Easy to use, great to buy expensive purchases at a reasonable rate. Not always easy to see future payment amounts. Reviewed on: 26th May 2025

Simply straight forward

5
Simply straight forward secure payments Reviewed on: 26th May 2025

Easy and free

5
It has been good and I love how the payment is easy too Reviewed on: 26th May 2025

Sercure services in entering prize draw

5
Sercure services in entering prize draw Reviewed on: 26th May 2025

Love paypal

5
Never had any problems with PayPal. Good service always Reviewed on: 26th May 2025

Always a good experience.

5
Always a good experience. Never had any problems when using PayPal. I trust this service when paying with different websites Reviewed on: 26th May 2025

I have used PayPal Credit for years

5
I have used PayPal Credit for years, it helps so much with owning the products you want feel much more affordable, while you keep great cash flow in your bank account because of the generous 0% APR time you get to pay the full price back. Reviewed on: 26th May 2025

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