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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Reliable service

Been using PayPal for over 20years, never had a problem. Reviewed on: 10th June 2026

Excellent communication

Excellent communication, no issues with getting a response Reviewed on: 10th June 2026

Convenient and easy to use

Paypal credit is so convenient and allows me to spread the cost of big purchases. Reviewed on: 10th June 2026

PayPal credit is life changing

PayPal credit has helped me so much in my life it’s affordable to use and very easy. The customer support is very helpful when needing extra help. The app is very useful and easy to use. I would definitely recommend Paypal credit it anyone. I recommended it to my husband who needed a quick purchase for a large amount of money and he was approved straight away and bought what he needed to buy. Reviewed on: 10th June 2026

Makes items more affordable

Always offer good payment options Reviewed on: 10th June 2026

PayPal credit has been so easy to use!

PayPal credit has been so easy to use!!! It’s just excellent - the interest free periods have been super helpful and the app is so easy to use. Reviewed on: 10th June 2026

Easy to use and a great way to pay...

PayPal credit is easy to use and a great way to pay for things using credit. Repayments are easy and the email reminders are handy Reviewed on: 10th June 2026

Easy to use .

Easy to use . Good communication about payment date due . Handy to have for those little unexpected surprises. Reviewed on: 10th June 2026

Always reliable and trustworthy, top service.

Always reliable and trustworthy, top service. Reviewed on: 10th June 2026

Paypal review

Never had a problem, love PayPal, always use Reviewed on: 10th June 2026

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