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PayPal: PayPal Credit reviews

4.90
Based on 88,919 reviews, last reviewed 28th Apr 2026
1758800% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
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0%

Latest highest rating:

5

PayPal, first choice payment option Everything is easy to understand and use with the added knowledge you are protected with all your purchases. Pay in three has been a massive help bein... Read more Reviewed on: 28th April 2026
Helen T's avatar
Helen T

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88919)

It’s just a win ,win situation for me

5
I have used PayPal for many years and last year used PayPal credit for the first time when I wanted to purchase some motorcycle clothing and by using PayPal credit it enabled me to stretch my budget and pay over four months, this worked very well for me and I now use it to pay for my higher priced purchases Reviewed on: 26th May 2025

Easy to apply.

5
Easy to apply. Great customer service. Reviewed on: 26th May 2025

Exellent

5
I am using Paypal for so long time. Excellent service, quick response. Reviewed on: 26th May 2025

Great platform, easy to use and convenient.

5
Great platform, easy to use and convenient. Reviewed on: 26th May 2025

Good help when investing in something.

5
Good help when investing in something. Reviewed on: 26th May 2025

They always meet my needs

5
They always meet my needs and expectations. Having PayPal has helped me a lot in terms of financial support. Reviewed on: 26th May 2025

Honestly I’ve never had a single problem, PayPal are...

5
Honestly I’ve never had a single problem, PayPal are SO helpful! Reviewed on: 26th May 2025

Ive had multiple dealings with PayPal and all have b...

5
Ive had multiple dealings with PayPal and all have been more than satisfactory whether its dealing with customer services or using the pay in 3 or later options Reviewed on: 26th May 2025

I've been using paypal for many years and I've alway...

5
I've been using paypal for many years and I've always been happy with the service Reviewed on: 26th May 2025

I’ve used it for a few big items and found it a grea...

5
I’ve used it for a few big items and found it a great service :) Reviewed on: 26th May 2025

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