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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

It’s such an easy to use and transparent service.

5
It’s such an easy to use and transparent service. And the one and only time I ever had an issue, their customer service team was very friendly, competent and resolved my issue quickly. Reviewed on: 10th June 2026
Jonathan F's avatar
Jonathan F

Travel Now and Pay Later

5
A very straightforward and useful way to be able to pay outright and pay back in pain-free instalments. I have used this for countless AirBnB trips both in the UK and abroad and it never lets me down as a fair pay to travel. Reviewed on: 10th June 2026
Katie's avatar
Katie

Holiday paypal

5
I have used PayPal as both a payment and money transfer platform for several years. My experience includes sending and receiving payments, managing invoices, handling refunds, and resolving transaction-related issues. I am familiar with PayPal’s security features, buyer and seller protection policies, and account verification processes. Through regular use, I have developed a strong understanding of online payment workflows and the importance of providing a secure and seamless customer experience. I use my pay pal money to holiday was lovely time spend with family with I love soo much. Best option for me and my family Reviewed on: 10th June 2026
Marlena W's avatar
Marlena W

Easy to use PayPal credit.

5
Easy to use PayPal. Great for big purchases. Safe and feel very secure. Easy to make payments so no late fees. Great choice for credit. Reviewed on: 10th June 2026
Kim's avatar
Kim

PayPal is a safe and secure way to pay for services...

5
PayPal is a safe and secure way to pay for services and to give money to relatives. I have used it for many years and have ever had any issues. Reviewed on: 10th June 2026
Angela C's avatar
Angela C

Absolutely love PayPal

5
Absolutely love PayPal has really helped me, even when I didn’t have the cash on hand would definitely recommend to friend’s and family Reviewed on: 10th June 2026
Aisha khan's avatar
Aisha khan

My to go service when sending money

5
My to go service when sending money Reviewed on: 10th June 2026
Damian L's avatar
Damian L

Never had need to use customer services

5
Never had need to use customer services Reviewed on: 10th June 2026
Sandra B's avatar
Sandra B

Brilliant experience and would recommend

5
Brilliant experience and would recommend Reviewed on: 10th June 2026
Liam Morley's avatar
Liam Morley

Brilliant experience and would recommend

5
Brilliant experience and would recommend Reviewed on: 10th June 2026
Liam Morley's avatar
Liam Morley

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