Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,819 reviews, last reviewed 28th Apr 2026
1754050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great trustworthy payments and app Great trustworthy payments and app Reviewed on: 28th April 2026
Katherine P's avatar
Katherine P

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (88819)

Always a positive experience with PayPal

5
I've always had very positive experiences with PayPal. They have enabled me to be able to allow my family a sense of normality during these hard times. Without these services I wouldn't of been able to provide essential items. Reviewed on: 26th May 2025
Kat W's avatar
Kat W

Great experience easy to use and understand, no issu...

5
Great experience easy to use and understand, no issues at all. Would recommend Reviewed on: 26th May 2025
Bayliss's avatar
Bayliss

Good offer on PayPal credit.

4
Good offer on PayPal credit. It always a good deal Reviewed on: 26th May 2025
Louise's avatar
Louise

Everything easy to understand and kept up to date

5
Everything easy to understand and kept up to date Reviewed on: 26th May 2025
kathleen H's avatar
kathleen H

Safe and secure shopping, very good problem solving

5
Safe and secure shopping, very good problem solving Reviewed on: 26th May 2025
gareth D's avatar
gareth D

Great service, and easy to use.

5
Great service, and easy to use. If I have any problem with a seller it is usually sorted out quickly once PayPal gets involved. Highly recommend. Reviewed on: 26th May 2025
Brendan H's avatar
Brendan H

Money saver

5
Easy to use and very helpful .Really helpful 0% rate for 4 month.Great customer service . Reviewed on: 26th May 2025
Rima B's avatar
Rima B

Paypal was the only platform to helped spread costs

5
I made a large purchase for a technical tool I needed for work.PayPal was the onl platform that helped me spread the costs, where others wouldn't. Immensely appreciated Reviewed on: 26th May 2025
Luca's avatar
Luca

Convenient Credit

5
Very useful at certain point for credit Reviewed on: 26th May 2025
Naina Ahsan's avatar
Naina Ahsan

Happy Paypal Customer for many years

5
Used PayPal for many years and particularly like PayPal Credit. It makes it allows easy & secure transactions to be made to friends and strangers alike. Reviewed on: 26th May 2025
Sue W's avatar
Sue W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill