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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great response from help desk when my debit card had...

Great response from help desk when my debit card had been hacked Reviewed on: 10th June 2026

Security and convenience

Very easy to use with the peace of mind that security is of the highest standard. Reviewed on: 10th June 2026

I find PayPal extremely usable and flexible when pay...

I find PayPal extremely usable and flexible when paying for large purchases. Reviewed on: 10th June 2026

Great service

Easy to use and very helpful and manageable Reviewed on: 10th June 2026

It’s great for spreading the cost pay in 3 or over a...

It’s great for spreading the cost pay in 3 or over a extended time that’s why a used it for years great for getting my golf gear Reviewed on: 10th June 2026

I love the security of using PayPal and the flexibil...

I love the security of using PayPal and the flexibility that PayPal credit allows me. In a busy complicated world PayPal offers ease and simplicity. Reviewed on: 10th June 2026

Amazing credit card.

Amazing credit card..perfection..nothing else. Reviewed on: 10th June 2026

I feel more secure using PayPal as a payment method...

I feel more secure using PayPal as a payment method for any online purchases. I have the security of any issues with fraudulent activity or purchases Reviewed on: 10th June 2026

All I need in one app, easy to access and very effic...

All I need in one app, easy to access and very efficient Reviewed on: 10th June 2026

It is a good way to purchase with peace of mind

The pathways to get help, pay pal credit reminder notifications can be improved Reviewed on: 10th June 2026

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