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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

When you make a payment to your credit account it is...

When you make a payment to your credit account it isn't instant so needs changing. Reviewed on: 10th June 2026

Very efficient and simple to use

Very efficient and simple to use Reviewed on: 10th June 2026

I love PayPal it makes me feel secure in my purchase...

I love PayPal it makes me feel secure in my purchases and it’s very easy to obtain a refund if needed. 20 stars to PayPal it’s super ! Reviewed on: 10th June 2026

Excellence

Best thing I've added to my credit Reviewed on: 10th June 2026

Brilliant

No problems whatsoever, my first choice of payment and credit Reviewed on: 10th June 2026

PayPal is a great way to check out faster and have y...

PayPal is a great way to check out faster and have your payment secured. Reviewed on: 10th June 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. The platform is easy to use, payments are processed quickly, and transactions feel secure. Sending and receiving money is simple, and the customer support has been helpful whenever needed. Overall, PayPal is a reliable and convenient payment service that I highly recommend. Reviewed on: 10th June 2026

PayPal has been one of the most reliable services I’...

PayPal has been one of the most reliable services I’ve used. Payments are quick, secure, and accepted almost everywhere. The buyer protection gives extra peace of mind, and the app is easy to use. I’ve used it for both personal and business transactions and have always found it convenient and trustworthy. Highly recommended. Reviewed on: 10th June 2026

Excellent

Excellent service super easy to use and reliable well done Paypal Reviewed on: 10th June 2026

Seamless and quick.

Seamless and quick. Always accurate and secure. Reviewed on: 10th June 2026

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