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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Always a good experience

Always a good experience, money there if I need it, lots of ways to use it, regular monthly payments Reviewed on: 10th June 2026

I love PayPal Credit.

It is a pleasure to use PayPal Credit. Easy and comfortable Reviewed on: 10th June 2026

Very good lender, good rates, easy to use

Very good lender, good rates, easy to use Reviewed on: 10th June 2026

I use Paypal often as a choice of payment dues to it...

I use Paypal often as a choice of payment dues to its safety Reviewed on: 10th June 2026

Paypal is top clas

Paypal is top class, every time when ever i want split my payment i use paypal Reviewed on: 10th June 2026

Reliable

Reliable and clear service, no fuss and good value Reviewed on: 10th June 2026

PayPal credit, very convenient as it has an interest...

PayPal credit, very convenient as it has an interest-free term of 4 months .it helps save money when shopping from £100 or more. Reviewed on: 10th June 2026

Best Retail Finance Provider

Cannot fault my experience with PayPal. Reviewed on: 10th June 2026

I’ve been using PayPal for very long time now and i...

I’ve been using PayPal for very long time now and i am happy customer Reviewed on: 10th June 2026

Very easy and straightforward to use.

Very easy and straightforward to use. Reviewed on: 10th June 2026

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