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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145722 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145722)

Very good service never had a problem easy to use an...

Very good service never had a problem easy to use and understand good customer service Reviewed on: 6th May 2026

Unbeatable offers and customer care

Been using PayPal for years and never once had an issue that I didn’t get resolved. Their 4 months interest free credit has been fantastic for my needs meaning I never need to get a loan. Reviewed on: 6th May 2026

PayPal is perfect for me to send monies to my family...

PayPal is perfect for me to send monies to my family abroad Reviewed on: 6th May 2026

Often have good offers on interest free spending

Often have good offers on interest free spending Reviewed on: 6th May 2026

Always had a good experience using my PayPal credit

Always had a good experience using my PayPal credit Reviewed on: 6th May 2026

It's all good all the time.

It's all good all the time. You never have to miss a bargain. It's easy to apply for and use. Reviewed on: 6th May 2026

Great service and easy to use.

Great service and easy to use. Always opt to use when available as makes checkout experiences easier Reviewed on: 6th May 2026

A great way to spread payments, easy to enable and o...

A great way to spread payments, easy to enable and offered by many outlets. Great communication easy to understand payment options. Easy to track via the app, would recommend to anyone looking for an additional tool in their financial wallet. Reviewed on: 6th May 2026

PayPal credit

Easy to apply quick decision always use it for expensive purchases Reviewed on: 6th May 2026

I recommend PayPal

I love Pay Pal, it’s so convenient and easy to use. I also love that you can donate to charities as well using PayPal. Reviewed on: 6th May 2026

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