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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,634 reviews, last reviewed 28th Apr 2026
1745450% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

IPayPal quick and efficient payments ma... I enjoy using PayPal quick and efficient payments made and received would recommend to everyone. Reviewed on: 28th April 2026
Peter C's avatar
Peter C

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88634)

Had great service alway handy especially round Xmas...

5
Had great service alway handy especially round Xmas can't fault them Reviewed on: 26th May 2025
nathaniel de souza's avatar
nathaniel de souza

When your finances needs a Pal!

5
Whenever I need to buy unexpected items like a washing machine, I know I can spread the cost using Paypal Credit. I love that you can spread the cost over 4 months without any interest. There is also an option to spread it over a longer period of time if needed. The app makes it easy to check balances, due dates and my credit limit All communication is first rate. Highly recommend. Reviewed on: 26th May 2025
Louise Mulligan's avatar
Louise Mulligan

Excellence

5
I had a problem and they were very good sorting it very nice Reviewed on: 26th May 2025
Linda T's avatar
Linda T

Always excellent service!

5
Always excellent service! 4 months 0% on purchases over £99 is very helpful. Reviewed on: 26th May 2025
Ewa K's avatar
Ewa K

Swift easy contact excellent service with exceptiona...

5
Swift easy contact excellent service with exceptional advice would highly recommend Reviewed on: 26th May 2025
Linda B's avatar
Linda B

Excellent service.

5
Excellent service. My favourite is “Pay in 3” Reviewed on: 26th May 2025
Alex's avatar
Alex

Excellent user friendly app making it really easy to...

5
Excellent user friendly app making it really easy to manage spend & payments Reviewed on: 26th May 2025
Emma 's avatar
Emma

Really love PayPal always helped me

5
Really love PayPal always helped me Reviewed on: 26th May 2025
Miss J murray's avatar
Miss J murray

I’ve not had a bad experience with PayPal and used i...

4
I’ve not had a bad experience with PayPal and used it for many years Reviewed on: 26th May 2025
Gary b's avatar
Gary b

Easy to apply for and more credit than I expected...

5
Easy to apply for and more credit than I expected Reviewed on: 26th May 2025
Barry G's avatar
Barry G

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