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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,528 reviews, last reviewed 28th Apr 2026
1740600% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Speed and easy transactions to send money abroad and... Speed and easy transactions to send money abroad and pay for goods Reviewed on: 28th April 2026
Jeannette G's avatar
Jeannette G

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
Slap head's avatar
Slap head
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88528)

Really useful!

5
Really useful! It’s a great tool to have and it allows you to pay for things you might not be able to do upfront. The option to have no interest if you pay in 3 months is really good too. The only downside would be that sometimes it can take a while for payments to show in your account, but I’ve always had that with PayPal on the whole. Reviewed on: 26th May 2025
Csmith92's avatar
Csmith92

Easy to use and instant I always usevpaypal

5
Easy to use and instant, simple login and secure so I don’t have to use my card on multiple sites Reviewed on: 26th May 2025
Stephen B's avatar
Stephen B

Very convenient makes life easier

5
I've been a customer for some time and love it. Makes purchases so much easier and convenient Reviewed on: 26th May 2025
Dedo's avatar
Dedo

I always use paypal

5
I always use paypal , i feel safer shopping online when i use paypal Reviewed on: 26th May 2025
Jim Craik's avatar
Jim Craik

Brilliant

5
Great service had no problems would definitely recommend PayPal Reviewed on: 26th May 2025
Mandy s's avatar
Mandy s

It's good to have different options on paying for go...

5
It's good to have different options on paying for goods. Reviewed on: 26th May 2025
Jacqueline C's avatar
Jacqueline C

It helps me alot and happy to have it account with p...

5
It helps me alot and happy to have it account with paybal Reviewed on: 26th May 2025
Hassan m's avatar
Hassan m

Found it easy to use

5
Found it easy to use - 4 month no interest allowed me to pay off Reviewed on: 26th May 2025
Chloe 's avatar
Chloe

Would be nice that they make a change from 4 months...

4
Would be nice that they make a change from 4 months no interest to 10 - 12 months no interest. Reviewed on: 26th May 2025
Crinu C's avatar
Crinu C

Very protected and excellent app

4
Very protected and excellent app Reviewed on: 26th May 2025
Adeshina G's avatar
Adeshina G

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