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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145896)

Best credit card I have...

Easy to use, not just online, now with my PayPal I get most of the stuff I need, easy to repay with the option of 4 months no interest. Good Job PayPal Credit! Reviewed on: 6th May 2026

Always easy to use and very helpful plus there with...

Always easy to use and very helpful plus there with the new PayPal + we can also get points from purchases which is great news. Reviewed on: 6th May 2026

Very easy to use and very useful gives you time to p...

Very easy to use and very useful gives you time to pay off abit at a time handy to have 4 months interest free Reviewed on: 6th May 2026

So easy to use

So easy to use and such a help to spread the cost of something Reviewed on: 6th May 2026

Fantastic choice of spreading costs.

Fantastic choice of spreading costs. Great customer support for any issues and very reliable. Reviewed on: 6th May 2026

Fantastic product

Easy to use, great communication, updates are regular, highly recommend. Fantastic product. Reviewed on: 6th May 2026

its ok but confusing

its ok but confusing to understand which pot i can use Reviewed on: 6th May 2026

Simple and easy to use, safe worry free payments.

Simple and easy to use, safe worry free payments. PayPal credit is also very handy Reviewed on: 6th May 2026

Good easy to use service, use it very often for onli...

Good easy to use service, use it very often for online payments Reviewed on: 6th May 2026

My experience was amazing and I am really happy with...

My experience was amazing and I am really happy with it. Reviewed on: 6th May 2026

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