Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal have been very helpful when needed and the pa...

Paypal have been very helpful when needed and the paypal credit it good value. it has helped me alot Thank you Reviewed on: 10th June 2026

Excellent, Service all round

I’ve never had a problem with PayPal or PayPal credit. They’re always there on the phone if I need to speak to someone the app always worksand would certainly recommend to other people. Reviewed on: 10th June 2026

Paypal, the perfect financial assistant!.

Never had a problem when using Paypal. Can only offer praise and recommendation! Reviewed on: 10th June 2026

It is amazing how Paypal offers credit which makes t...

It is amazing how Paypal offers credit which makes the experience well rounded. Reviewed on: 10th June 2026

5 Stars for customer service

Very quick procedure once applied for card . Arrived on Time . Excellent Service all round. Highly Recommend to others .5 s Reviewed on: 10th June 2026

Better then Granny

I’ve had a great experience using PayPal Credit. The application process was simple, and it has made managing purchases much more convenient. I appreciate the flexibility it offers, especially for larger purchases, and the PayPal platform is always easy to use and secure. Customer service has been helpful whenever I’ve needed assistance, and I like being able to keep track of everything in one place. Overall, PayPal Credit has been a reliable financial tool that provides peace of mind and added convenience when shopping online. I would definitely recommend PayPal Credit to anyone looking for a trusted and user-friendly payment solution. Reviewed on: 10th June 2026

Is nice and easy with PayPal value for money you can...

Is nice and easy with PayPal value for money you can shop with PayPal anywhere in the UK even in abroad Well recommended. Reviewed on: 10th June 2026

Simple to apply, easy to use

Simple to apply for, easy to use. Spreading cost over 4 months with interest free is great. Reviewed on: 10th June 2026

Great I love PayPal credit It's simple and really ea...

Great I love PayPal credit It's simple and really easy to use Reviewed on: 10th June 2026

Always protect me and easy to use

Always protect me and easy to use Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub