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PayPal: PayPal Credit reviews

4.91
Based on 88,440 reviews, last reviewed 28th Apr 2026
1736800% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing - so easy to use and straightforward Amazing - so easy to use and straightforward Reviewed on: 28th April 2026
Monika's avatar
Monika

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88440)

Have been a PayPal user for years

5
Have been a PayPal user for years and still use it on a frequent basis, so they must be doing something right! Reviewed on: 26th May 2025

It is always great service. Just great

5
It is always great service. It is very easy to use too. Reviewed on: 26th May 2025

Super easy to use and great customer support

5
Super easy to use and great customer support Reviewed on: 26th May 2025

Easy access to instalment payments.

5
Easy access to instalment payments. Reviewed on: 26th May 2025

Overall a great service for many reasons, they offer...

5
Overall a great service for many reasons, they offer great support with many options to choose from when it comes to payments and finance. Reviewed on: 26th May 2025

I have used paypal credit about 8 times and on every...

5
I have used paypal credit about 8 times and on every occasion it has run like clockwork - super smooth administration and so cost effective by keeping payments on time when having thebenefit of Interest Free Credit It's a fantastic product Reviewed on: 26th May 2025

A click distance to your shopping

5
Easy to access. Just a click distance to buy what you want! Reviewed on: 26th May 2025

Happy with the service

5
Perfect every time. Easy and fast Reviewed on: 26th May 2025

Easy and no problems transaction,

5
Easy and no problems transaction, Reviewed on: 26th May 2025

I got to buy something a bit more expensive than I w...

4
I got to buy something a bit more expensive than I would normally buy and have a few months to pay it off without being charged interest. Worked great for me! Reviewed on: 26th May 2025

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