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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Always had a good experience and help when I've made...

Always had a good experience and help when I've made enquiries Reviewed on: 10th June 2026

Perfect service

Has helped me so so.much when in a tight spot for groceries etc Reviewed on: 10th June 2026

Easy to use and understand, convenient and clear

Easy to use and understand, convenient and clear Reviewed on: 10th June 2026

Love PayPal give my si good option especially with...

Love PayPal give my si good option especially with credits. Reviewed on: 10th June 2026

Good value and easy to use.

Good value and easy to use. What more do you need. Reviewed on: 10th June 2026

It’s just always so easy with Pay Pal plus the added...

It’s just always so easy with Pay Pal plus the added security related to purchasing gives me comfort. having the option to pay in different ways also means that I have the flexibility of buying and paying. Reviewed on: 10th June 2026

Always helpful when I have a problem especially when...

Always helpful when I have a problem especially when I need resolution to a case Reviewed on: 10th June 2026

0% interest is good

I like the 0% interest for four months I think that is generous, and helpful. I would like to see it extended though. Reviewed on: 10th June 2026

I find paypal the safest way to shop and if your sol...

I find paypal the safest way to shop and if your sold counterfeit items from any company's you are guaranteed they fight to get your money back Reviewed on: 10th June 2026

Good service and good product.

I have never had any issues with PayPalCredit. Reviewed on: 10th June 2026

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