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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146059 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146059)

Makes shopping affordable

Always there when I need it and makes larger purchases affordable and within my budget Reviewed on: 6th May 2026

Easy to use.

Easy to use. Available on most buying platforms Reviewed on: 6th May 2026

Paypal are the best helps with thing excellent

Paypal are the best helps with things Reviewed on: 6th May 2026

Seamless!

I have frequently used the Pay in Three' facility and the process has been seamless with excellent access to full transaction details. Reviewed on: 6th May 2026

PayPal credit gives you more than enough time to pay...

PayPal credit gives you more than enough time to pay for things you buy with it. Even more so than other BNPL methods. I’ve never had any problems paying back the money either. The only thing I’d suggest is reminders. Reviewed on: 6th May 2026

Overall good, however do have some trouble with sett...

Overall good, however do have some trouble with setting up direct debits which doesn’t seem to be able to get resolved which leads to late payments sometimes. Reviewed on: 6th May 2026

Very easy and simple to manage my account and a real...

Very easy and simple to manage my account and a really good customer service Reviewed on: 6th May 2026

Easy to use and quick to help with any issues

Easy to use and quick to help with any issues Reviewed on: 6th May 2026

Easy to use

Easy to use once you figure your way out. Would be better if there was a little more help on the app Reviewed on: 6th May 2026

Easy to use and a good service.

Easy to use and a good service. Would recommend to others. Reviewed on: 6th May 2026

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