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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (88206 reviews)

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4.91

Based on 88,206 reviews, last reviewed 28th Apr 2026

1726100% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal just makes things easy in so many situations I use PayPal when in a bind and also when I’m making purchases that seem a little risky but I know I’m safe when I use them, PayPal credit has really ... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88206)

Confident with PayPal

I'm very confident in PayPal transactions! Reviewed on: 26th May 2025

A1 service, peace of mind, easy to use.

A1 service, peace of mind, easy to use. Reviewed on: 26th May 2025

Interest rate is high.

Interest rate is high. Customer service agents are difficult to understand Reviewed on: 26th May 2025

Makes buying online, sending and receiving money to...

Makes buying online, sending and receiving money to friends and haters much easier Reviewed on: 26th May 2025

Easy to process and very convenient for higher purch...

Easy to process and very convenient for higher purchases to make paying more manageable. Reviewed on: 26th May 2025

I am satisfied with the entire team.

I am satisfied with the entire team. I have been using it for years. I am currently also using the loan. Fast approval and correct Reviewed on: 26th May 2025

PayPal are an amazing lender.

PayPal are an amazing lender. The ability to spread costs over a period of time with PayPal Credit really helps to ensure that you can get those more expensive items without the need to splash out a lump sum in one go and their rates are incredibly reasonable. Reviewed on: 26th May 2025

Highly recommended provider

Very simply, ease to use, a strange of options and customer friendly. Reviewed on: 26th May 2025

Flawless Service

I have used PayPal for both pay in three and credit and I must say I have had no issues, and it’s been very easy to use Reviewed on: 26th May 2025

Easy to use and excellent customer service.

Easy to use and excellent customer service when something doesn't go as planned. Reviewed on: 26th May 2025

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