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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146096 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146097)

Very good

PayPal credit has been a great way to pay for things in instalments. It’s great that you can get things and not have to worry. I have had a good experience since joining up to PayPal credit and I will be remaining to use it for the foreseeable Reviewed on: 6th May 2026

Credit and Pay in 3 helps me spread out larger...

Credit and Pay in 3 helps me spread out larger payments Reviewed on: 6th May 2026

Made many payments with no issues

Made many payments with no issues Reviewed on: 6th May 2026

Paypal makes life so much easier

Paypal makes life so much easier allowing me to easily make purchases and send money anywhere in the world. PayPal Credit is so handy for Buy now pay later or for bigger purchases and 0% Interest for 4 months really helps. Reviewed on: 6th May 2026

Good all round credit company...

Good all round credit company however just wish they offered a credit card. Reviewed on: 6th May 2026

A True Time-Saver.

They served my purpose. Sending money to friends or family is simple—you only need the recipient's email address or mobile number Reviewed on: 6th May 2026

Amazing!

always amazing and helpful for my shopping needs Reviewed on: 6th May 2026

PayPal credit is brilliant.

PayPal credit is brilliant. I have managed to get things I really need and able to pay it off in reasonable amounts. Customer service is fantastic, very helpful staff. The only thing negative that I will say is the £12 late payment fee is a high amount, especially when the late payment was accidental, setting up a direct debit can make things easier, however even when using direct debit the payment not leaving your bank for days can make things confusing. Overall I am happy with my experience. Reviewed on: 6th May 2026

Always a good service and prompt resolution to any q...

Always a good service and prompt resolution to any queries Reviewed on: 6th May 2026

Excellent service at all times, no complaints

Excellent service at all times, no complaints Reviewed on: 6th May 2026

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