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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88065 reviews)

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4.90

Based on 88,065 reviews, last reviewed 28th Apr 2026

1719350% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use So easy to use convenient and the option to split payments for easier purchasing PayPal has been my most used when doing online purchases as I trust t... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88065)

I like Pay Pal Credit is good business and good serv...

I like Pay Pal Credit is good business and good service all the staff people Reviewed on: 26th May 2025

For now PayPal credit is the cheapest rate going.

For now PayPal credit is the cheapest rate going. Also you are allowed to pay 3 times for items without any interest. That is very interesting. Reviewed on: 26th May 2025

Easy to use and fast response if there is anything i...

Easy to use and fast response if there is anything incorrect. Reviewed on: 26th May 2025

Easy to use and secure.

Easy to use and secure. I like that I can easily control all my shopping, finance and payment methods in one place. I especially appreciate the flexibility of being able to swap between accounts and payment type ie debit or credit. I can shop online with piece of mind that my details won't be stored anywhere that is not secure. Reviewed on: 26th May 2025

Regular use PayPal credit and find it very useful.

Regular use PayPal credit and find it very useful. Would highly recommend. Reviewed on: 26th May 2025

Always there when I need safe and secure payments

Always there when I need safe and secure payments Reviewed on: 26th May 2025

All transactions have been quick

All transactions have been quick Reviewed on: 26th May 2025

PayPal credit helps you to manage your budget

PayPal credit helps you to manage your budget and makes it easy to set up payment installments. It's helped me a few times when I needed to buy things but pay it off bit by bit. Reviewed on: 26th May 2025

When I need more time

I love being able to use PayPal credit to pay for purchases that cost a bit more so I can pay it over a longer time. Reviewed on: 26th May 2025

Really easy to set up and manage

Really easy to set up and manage Reviewed on: 26th May 2025

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