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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146138 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146138)

Good fantastic credit company

Good customer service is amazing health with Paypal for a decade now Reviewed on: 6th May 2026

Handy, easy to use, and very flexible.

Handy, easy to use, and very flexible. Reviewed on: 6th May 2026

Very easy and helpful to use.

Very easy and helpful to use. Direct debit helps me keep on track to paying back my payments Reviewed on: 6th May 2026

lends me money, i pay it back.

lends me money, i pay it back. simple. Reviewed on: 6th May 2026

Always works and pay options gives me more freedom

Always works and pay options gives me more freedom Reviewed on: 6th May 2026

I always use PayPal.

I always use PayPal because they are easy to use, they have helped with difficult traders and provide good information on your spending. Reviewed on: 6th May 2026

I love using PayPal. It’s a staple to my lifestyle...

PayPal has been a staple to me and my spending for as long as I can remember. I will continue to use PayPal for a lifetime and spread the word that all my family and friends should do the same. It’s easy to use, quick to respond if need of any assistance, I love using PayPal. Reviewed on: 6th May 2026

paypal is the top money app in the world

I have been using paypal for over a decate with it helping me buying some important stuff also when i had no money to spare thanks to its low fare credit or as well, to spread cost over 4 months without paying bank rate, it is super easy to use and it keeps improving with max security as well Reviewed on: 6th May 2026

Very easy and good to use.

Very easy and good to use. Fair interest rates and customer service is easy Reviewed on: 6th May 2026

Convenient and easy to use for everyday purchases

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and I was able to start using it almost immediately. It works seamlessly with PayPal at checkout, which makes it incredibly convenient when shopping online. I’ve found it especially helpful for spreading the cost of larger purchases, and the promotional offers give extra flexibility when managed well. Everything is clearly set out in my account, so it’s easy to keep track of balances and payments. Overall, it’s a great option if you want a flexible and simple way to manage online spending. I would definitely recommend it to others looking for a reliable credit option. Reviewed on: 6th May 2026

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