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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,947 reviews, last reviewed 28th Apr 2026
1714100% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience so far, aint had no issues and Ive b... Good experience so far, aint had no issues and Ive been learning how credit works without being at risk of extra charges. Reviewed on: 28th April 2026
Jack B's avatar
Jack B

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87947)

Good service

5
All good, had an increase recently. Reviewed on: 26th May 2025
Eva Avram 's avatar
Eva Avram

Excellent service!

5
Excellent service! I use PayPal for many years (more than 10), including pay in 3 option, which is great and the interest rates are cheaper than in many other competitors. Easy to use and excellent way to spread the cost! I will continue using them! Reviewed on: 26th May 2025
Jyldyz R's avatar
Jyldyz R

Quick easy secure reliable it just works

5
Quick easy secure reliable it just works Reviewed on: 26th May 2025
Marc's avatar
Marc

If there is a problem pay pal sort it out.

5
If there is a problem pay pal sort it out. I find they are quicker to deal with. and safe in the knowledge that my payments are safe and secure Reviewed on: 26th May 2025
Stevey M's avatar
Stevey M

Love the convenience to have breathing space for a l...

5
Love the convenience to have breathing space for a large purchase, easy to make extra payments in the app or pay back early. Clear no fuss communication and I like the thought of having secure purchase options. Reviewed on: 26th May 2025
Kay W's avatar
Kay W

I really like using PayPal.

5
I really like using PayPal. It’s fast, safe, and easy to use. Sending and receiving money is simple, and I trust it for online payments. Reviewed on: 26th May 2025
Alen Pardabekov 's avatar
Alen Pardabekov

Great for emergencies and is usable in a lot of places.

5
I've used PayPal credit for a while now, originally to buy fuel as you use Shell pay at pump but it's been useful for cat food and many other purchases. It's allowed us to get a treat just before we get paid with some nice take out. I've been about to use it towards stuff for the caravan as well as we're moving into one and in desperate need of some additional bits. Reviewed on: 26th May 2025
MP's avatar
MP

very good, I liked it a lot.

5
very good, I liked it a lot. The service was really good and excellent and easy to use. I thought it was very good Reviewed on: 26th May 2025
Sidney B's avatar
Sidney B

PayPal is the secure channel I make most online purc...

5
PayPal is the secure channel I make most online purchases through. And the only source I’ll use for credit Reviewed on: 26th May 2025
Rob Williams's avatar
Rob Williams

web site is easy to navigate and simple to see balan...

5
web site is easy to navigate and simple to see balance of account Reviewed on: 26th May 2025
Shirley M's avatar
Shirley M

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