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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146156)

Great and good customer service.

5
Great and good customer service. Any queries I have are answered efficiently and clear. Reviewed on: 6th May 2026

Good experience.

5
Good experience used almost every week no problem Reviewed on: 6th May 2026

Easy to use and good rates

5
Easy to use and good rates ensure that this product is easy to use. The only drawback is that credit limits seem to be a little low at times. Reviewed on: 6th May 2026

PayPal credit and it's various 0% interest deals on...

5
PayPal credit and it's various 0% interest deals on many retailers websites is great, a real god send Reviewed on: 6th May 2026

Easy use and good customer service

4
Easy to use and good customer service Reviewed on: 6th May 2026

Paypal - best credit options ever

5
Everytime I contact Paypal - it is never too much trouble to help me Reviewed on: 6th May 2026

Really flexible options and easy to use.

5
Really flexible options and easy to use. Reviewed on: 6th May 2026

I find PayPal credit good value and simple to use.

5
I find PayPal credit with the offers of zero % finance or pay in 3 very useful for paying for high value items. The integration with my devices makes this payment option very simple. Reviewed on: 6th May 2026

Good fantastic credit company

5
Good customer service is amazing health with Paypal for a decade now Reviewed on: 6th May 2026

Handy, easy to use, and very flexible.

5
Handy, easy to use, and very flexible. Reviewed on: 6th May 2026

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