Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87823 reviews)

View other PayPal products

4.90

Based on 87,823 reviews, last reviewed 28th Apr 2026

1708350% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent services Excellent services...especially 0% for 4 months if the transaction is £100 and above is too good Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (87823)

A trusted and reliable company.

A trusted and reliable company. I always use PayPal to protect my purchases. Reviewed on: 26th May 2025

Easy to apply for easy to use even the raised credit...

Easy to apply for easy to use even the raised credit limit was made easy to apply Reviewed on: 26th May 2025

Never fail to be correct always brilliant 7

Never fail to be correct always brilliant 7 Reviewed on: 26th May 2025

Helped me in times of need, when banks refused, I us...

Helped me in times of need, when banks refused, I used paypal credit facility for my business as a self employed. Have been using paypal for good few years always had a pleasant experience. Reviewed on: 26th May 2025

Always very helpful and resolve any issue promptly.

Always very helpful and resolve any issue promptly. Easy to use and secure. Various different ways to pay and accepted most places online. Reviewed on: 26th May 2025

I love PayPal , and never had problems with it.

I love PayPal , and never had problems with it. Reviewed on: 26th May 2025

They give you the chance to know if you want more cr...

They give you the chance to know if you want more credit if you get reviewed and want it. plus easy to buy stuff with the credit Reviewed on: 26th May 2025

PayPal is brilliant if online shopping doesn't accep...

PayPal is brilliant if online shopping doesn't accept PayPal I dont buy from there PayPal creidit is also a great help Reviewed on: 26th May 2025

Convenient & secure, gives peace of mind.

Convenient & secure, gives peace of mind. Reviewed on: 26th May 2025

Not too bad.

Not too bad. Although it can be a bit difficult to put payments through sometimes for PayPal credit Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40166 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub