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PayPal: PayPal Credit reviews

4.90
Based on 87,772 reviews, last reviewed 28th Apr 2026
1705950% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit PayPal credit is great for managing money and flexibility Reviewed on: 28th April 2026
Forhard A's avatar
Forhard A

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87772)

Never had a problem with payments or refunds.

5
Never had a problem with payments or refunds. Extremely happy with the service. Reviewed on: 26th May 2025

Handy and trustworthy

5
Paypal has always been good, eg in protecting situations on resale sites when I've been scammed out of money so I trusted them with the credit account and its also good. You can set up direct debits so you never miss a payment and the amounts update quickly if you return stuff etc. Reviewed on: 26th May 2025

Used PayPal for many years - always had a brilliant...

5
Used PayPal for many years - always had a brilliant experience. Whenever I’ve had issues the support team have been able to help me and solve things with ease. Reviewed on: 26th May 2025

Simple and easy to use - straight forward processing...

5
Simple and easy to use - straight forward processing of bills and payments Reviewed on: 26th May 2025

I love PayPal credit.

5
I love PayPal credit. Trustful and fabulous Reviewed on: 26th May 2025

Have always been helpful.

5
Have always been helpful. The customer service is brilliant Reviewed on: 26th May 2025

Love PayPal

5
Never get down, use fuel everyday, everywhere and handy Reviewed on: 26th May 2025

Easy to Usse

5
PayPal credit has been very easy to use and has helped me with several purchases. I can definitely recommend PayPal credit Reviewed on: 26th May 2025

Very easy to use and competitive rates

5
Very easy to use and competitive rates Reviewed on: 26th May 2025

Paypal has been very helpful for paying for things,...

5
Paypal has been very helpful for paying for things, with out the worry of paying there and then. Can split payments over a few months intrest free and has been a massive help. Any time I have had a issue, the customer service team has been very helpful to assist on any questions I have had to ask. Reviewed on: 26th May 2025

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