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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146177 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146177)

Value for money

It’s great to have that extra cash at hand when you need it Reviewed on: 6th May 2026

User friendly

I have had PayPal credit for several years now. It is an easy and flexible way to pay, with 0% interest paid on purchases over 3 months. It is clear and easy to understand and very user friendly Reviewed on: 6th May 2026

Pay pal, easy, secure and comforting to use

Try and use pay pal as much as possible, very secure and very easy to use and manage, makes me feel safer about online purchases if I can pay via pay pal. Reviewed on: 6th May 2026

Good service

Never had any issues, quick to resolve any queries Reviewed on: 6th May 2026

PayPal is safe, user friendly, efficient & fair

Excellent connectivity, usability on the app and connectivity to shopping online. Feel safe using PayPal and the support if there is an issue is always available and always dealt with swiftly, efficiently and fairly.i also find as a slightly older person with a disability, PayPal’s online platform is very user friendly and inclusive. Reviewed on: 6th May 2026

PayPal is a safe and easy way to check out.

PayPal is a safe and easy way to check out. The credit option and pay in 3 option always helps me out when I need a little more time to pay but need something ASAP. I would highly recommend PayPal! Reviewed on: 6th May 2026

easy to use, helpful when a purchase goes wrong

easy to use, helpful when a purchase goes wrong Reviewed on: 6th May 2026

I use PayPal pay in three at least once a month, it’...

I use PayPal pay in three at least once a month, it’s an excellent way to spread costs. Reviewed on: 6th May 2026

It's a safe platform and if retailers offer paypal a...

It's a safe platform and if retailers offer paypal as payment option, I will be more inclined to buy. Reviewed on: 6th May 2026

Never had an issue with PayPal Credit, and used on s...

Never had an issue with PayPal Credit, and used on so many retailers Reviewed on: 6th May 2026

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