Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146193 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146193)

My preferred method - easy to use

My preferred method - easy to use Reviewed on: 6th May 2026

I’ve had a consistently positive experience using Pa...

I’ve had a consistently positive experience using PayPal. The platform is incredibly easy to use, whether I’m sending money to friends, paying for goods online, or receiving payments for work. Transactions are fast, secure, and well-documented, which gives me real peace of mind. One of the standout features is the buyer and seller protection—it adds an extra layer of confidence when dealing with people or businesses I may not know well. I also appreciate how widely accepted PayPal is; it makes online payments seamless without needing to enter card details every time. Customer support has been helpful whenever I’ve needed it, and the mobile app is intuitive and reliable on the go. Overall, PayPal has made managing payments simple and stress-free, and I’d happily recommend it to anyone looking for a secure and convenient payment solution. Reviewed on: 6th May 2026

Excellent service provider .

Excellent service provider .... Reviewed on: 6th May 2026

Shopping with paypal

On shopping on the internet my method of buying if available is always paypal because if there is ever any problem I can always count on paypal to sort it. Reviewed on: 6th May 2026

Paypal is a very versatile and flexible payment tool..

Paypal is a very versatile and flexible payment tool,I find it very useful and convenient to use. Flexible payments and credit options are great options have. Reviewed on: 6th May 2026

Been using PayPal for many years now.

Been using PayPal for many years now. Only had one issue where i needed their help but they were very quick and efficient to solve my problem. Pay everything through PayPal because i know its safe and they have your back. Reviewed on: 6th May 2026

Value for money

It’s great to have that extra cash at hand when you need it Reviewed on: 6th May 2026

User friendly

I have had PayPal credit for several years now. It is an easy and flexible way to pay, with 0% interest paid on purchases over 3 months. It is clear and easy to understand and very user friendly Reviewed on: 6th May 2026

Pay pal, easy, secure and comforting to use

Try and use pay pal as much as possible, very secure and very easy to use and manage, makes me feel safer about online purchases if I can pay via pay pal. Reviewed on: 6th May 2026

Good service

Never had any issues, quick to resolve any queries Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77637 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub