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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87753 reviews)

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4.90

Based on 87,753 reviews, last reviewed 28th Apr 2026

1705050% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is really flexible way to borrow. PayPal Credit is really flexible way to borrow. Especially like their no interest offers! Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87753)

Convenient, safe and Protected

It's convenient, safe and comes with all of the original payment protection that drew me to first using PayPal when internet payment was more of an uncertainty. The pay in 3 is really easy to use, and to manage your debt. Reviewed on: 26th May 2025

PayPal,so simple and so easy,it pays to use PayPal.

PayPal,so simple and so easy,it pays to use PayPal. Reviewed on: 26th May 2025

My experience has been very good there is no complai...

My experience has been very good there is no complaints Reviewed on: 26th May 2025

Easy to get credit, great customer service

Easy to get credit, great customer service Reviewed on: 26th May 2025

Great servic

Great service, always reliable and never had any issues Reviewed on: 26th May 2025

Scams problems

PayPal has sorted many scam problems for me Reviewed on: 26th May 2025

Convenient

Easy to use, pay and send money. Nice to have for quick money Reviewed on: 26th May 2025

Really easy to use the service and good reminders ab...

Really easy to use the service and good reminders about payments needed and when. Reviewed on: 26th May 2025

Buy with confidence

Never experienced any problems, excellent customer service allows me to buy with confidence Reviewed on: 26th May 2025

Easy to use and understand .

Easy to use and understand . Easy to pay back on the app. Reviewed on: 26th May 2025

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