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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146214 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146214)

awesome company

so easy to use paypal and the communication from paypal when a Bill is due is so helpful Reviewed on: 6th May 2026

Top company

one of the best companies i have dealt with, very understanding and caring Reviewed on: 6th May 2026

Great service overall.

PayPal has consistently provided services to great standard. However I find extremely difficult to get customer support. Overall, happy with PayPal, I will continue using for years. Reviewed on: 6th May 2026

Great easy to access , low interest

Great easy to access , low interest Reviewed on: 6th May 2026

Payment Terms

The convenience if payment terms is really helpful Reviewed on: 6th May 2026

Wouldn’t buy anything from anywhere without using Pa...

Wouldn’t buy anything from anywhere without using Paypal Reviewed on: 6th May 2026

Really works when it needed.

Really works when it needed. Great Reviewed on: 6th May 2026

It is easy to use.

It is easy to use. I like that I can collect points for each payment I make Reviewed on: 6th May 2026

PayPal provides an excellent way to pay safely and c...

PayPal provides an excellent way to pay safely and conveniently online. It’s so quick and easy to use! Reviewed on: 6th May 2026

It has always been very easy and efficient to use, w...

It has always been very easy and efficient to use, with transfers, credit and pay in 3 being so easy to balance finances. Reviewed on: 6th May 2026

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