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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very efficient and helpful

PayPal company has been very helpful and efficient since I’ve been using PayPal. Reviewed on: 10th June 2026

Using Paypal is so easy, quick and convenient.

Using Paypal is so easy, quick and convenient. I can spread payments out to suit my needs and it's easy to pay off whatever balance amount I need to. For the bigger purchases it's so great when you get a chance to do 0% over a four month period. Reviewed on: 10th June 2026

It's available and uncomplicated.

It's available and uncomplicated. An easy way to finance larger purchases Reviewed on: 10th June 2026

Very thorough.

Very thorough, easy to read and understand Reviewed on: 10th June 2026

I just find it hard to beat when I look at the compe...

I just find it hard to beat when I look at the competitors . I think it’s one of the best value for money on the market and it’s so easy to use Reviewed on: 10th June 2026

PayPal exceed expectations

Always have used PayPal and they have sorted any issue immediately. Reviewed on: 10th June 2026

Brilliant, always available when I need it

Brilliant, always available when I need it Reviewed on: 10th June 2026

Great help

Quick and easy payments, safe transactions and it's been a great help when needed, all information is easy to understand and the 0% interest for 4 months is excellent, I have recommended it to a few people Reviewed on: 10th June 2026

PayPal angels

Never had any problems with PayPal and they have always acted swiftly to address any issues Reviewed on: 10th June 2026

It’s great for buying anything on line

It’s great for buying anything on line Reviewed on: 10th June 2026

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