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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146220 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146220)

Payment Terms

The convenience if payment terms is really helpful Reviewed on: 6th May 2026

Wouldn’t buy anything from anywhere without using Pa...

Wouldn’t buy anything from anywhere without using Paypal Reviewed on: 6th May 2026

Really works when it needed.

Really works when it needed. Great Reviewed on: 6th May 2026

It is easy to use.

It is easy to use. I like that I can collect points for each payment I make Reviewed on: 6th May 2026

PayPal provides an excellent way to pay safely and c...

PayPal provides an excellent way to pay safely and conveniently online. It’s so quick and easy to use! Reviewed on: 6th May 2026

It has always been very easy and efficient to use, w...

It has always been very easy and efficient to use, with transfers, credit and pay in 3 being so easy to balance finances. Reviewed on: 6th May 2026

Terms payment

The convenience of paying in terms is my favourite Reviewed on: 6th May 2026

My preferred method - easy to use

My preferred method - easy to use Reviewed on: 6th May 2026

I’ve had a consistently positive experience using Pa...

I’ve had a consistently positive experience using PayPal. The platform is incredibly easy to use, whether I’m sending money to friends, paying for goods online, or receiving payments for work. Transactions are fast, secure, and well-documented, which gives me real peace of mind. One of the standout features is the buyer and seller protection—it adds an extra layer of confidence when dealing with people or businesses I may not know well. I also appreciate how widely accepted PayPal is; it makes online payments seamless without needing to enter card details every time. Customer support has been helpful whenever I’ve needed it, and the mobile app is intuitive and reliable on the go. Overall, PayPal has made managing payments simple and stress-free, and I’d happily recommend it to anyone looking for a secure and convenient payment solution. Reviewed on: 6th May 2026

Excellent service provider .

Excellent service provider .... Reviewed on: 6th May 2026

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