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PayPal: PayPal Credit reviews

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4.90
Based on 87,705 reviews, last reviewed 28th Apr 2026
1702800% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Affordable options with 0% interest Affordable options with 0% interest Reviewed on: 28th April 2026
Hope W's avatar
Hope W

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87705)

Trusted and secure

5
Always been a trusted payment provider, the addition of the pay in 3 option has only made it better, and compared to the likes of klarna etc its a no brainer! Especially considering no interest needs to be paid Reviewed on: 26th May 2025
gaz's avatar
gaz

easy to set up and use.

4
easy to set up and use. clear instructions Reviewed on: 26th May 2025
Michael M's avatar
Michael M

I feel more in control of my money.

5
I feel more in control of my money. Setting up repayments is very easy and far more user friendly than my bank. Reviewed on: 26th May 2025
Sa B's avatar
Sa B

Great deal

5
PayPal Credit offers an excellent deal and it's very useful for quick purchases whose payment I need to postpone for a few month Reviewed on: 26th May 2025
FreddyB's avatar
FreddyB

Pay Pal is good and secure, great customer service

4
Very glad to have received the opportunity to be able to pay for my phone in installments in three years has been great, otherwise I wouldn't have been available to get that expensive phone. The apr to pay back is a bit high but is working for me. Thank you. Reviewed on: 26th May 2025
Fabricio 's avatar
Fabricio

Always found using PayPal credit pretty straightforw...

5
Always found using PayPal credit pretty straightforward and uncomplicated. Yet to have any issues. Haven’t had any reason to raise a complaint so can’t speak on customer service or how swiftly issues are resolved Reviewed on: 26th May 2025
TIMI A's avatar
TIMI A

Customer service on the phone is excellent, always r...

5
Customer service on the phone is excellent, always ready to help and provide a solution to your problem. Reviewed on: 26th May 2025
Zee Zee's avatar
Zee Zee

PayPal credit is brilliant!

5
PayPal credit is brilliant!! Convenient to use and very good value for money especially if you spend over £100!! Best!! Reviewed on: 26th May 2025
Jade S's avatar
Jade S

Sensible spending made easy.

5
Paypal as proven to be very easy and sensible way in paying for purchases,specially the pay in 3 method. Reviewed on: 26th May 2025
Christopher H's avatar
Christopher H

Wonderful cooperation

5
PayPal credit is the best option for online shopping, I am very pleased with our long-term cooperation and I recommend this option to everyone. Reviewed on: 26th May 2025
Konrad G's avatar
Konrad G

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