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PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

PayPal makes sending and receiving money super easy...

5
PayPal makes sending and receiving money super easy and fun! With just a few clicks, you can pay for anything online or share costs with friends. It keeps your info safe and secure, so you can shop without worries. Plus, there are no hidden fees! Millions of people use PayPal every day because it's reliable and simple. Try PayPal – it's the sweetest way to pay! Reviewed on: 23rd May 2024

Has been handy for emergencies where money has been low

5
Has been handy for emergencies where money has been low Reviewed on: 17th June 2024

very easy to set up credit and to re-pay it

5
very easy to set up credit and to re-pay it Reviewed on: 17th June 2024

ALWAYS GREAT SERVICE WITH PAYPAL 100%

5
ALWAYS GREAT SERVICE WITH PAYPAL 100% Reviewed on: 17th June 2024

It’s just so easy on purchases and peace of mind wit...

5
It’s just so easy on purchases and peace of mind with security Reviewed on: 17th June 2024

Quick and easy experience.

5
Quick and easy experience. Whenever I have had any issues they get sorted straight away by the team. Reviewed on: 17th June 2024

Easy and friendly platform.

5
Easy and friendly platform. Different payment plans available. Easy to use and flexible on repayments. However customers service if anything goes wrong pretty poor and ridiculously slow. Reviewed on: 17th June 2024

Widely accepted and interest free for 3-4 months is...

5
Widely accepted and interest free for 3-4 months is helpful Reviewed on: 17th June 2024

Easy to pay in 3 without paying interest.

5
Easy to pay in 3 without paying interest. A couple of hundred Pounds in pay in 3 is great. Reviewed on: 17th June 2024

I have been able to purchase items and spread out th...

5
I have been able to purchase items and spread out the payment. With PayPal credit and also pay in 3 . The payment plan is also great .you have options of paying back the minimum or pay back larger chunks interest free Reviewed on: 17th June 2024

PayPal credit and pay in 4 are excellent

5
PayPal credit and pay in 4 are excellent credit options and can really help you out if you don’t have full amount of money available at the time of your purchase. Reviewed on: 17th June 2024

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