Smart Money People Logo

PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

PayPal makes sending and receiving money super easy...

5
PayPal makes sending and receiving money super easy and fun! With just a few clicks, you can pay for anything online or share costs with friends. It keeps your info safe and secure, so you can shop without worries. Plus, there are no hidden fees! Millions of people use PayPal every day because it's reliable and simple. Try PayPal – it's the sweetest way to pay! Reviewed on: 23rd May 2024

It’s very safe, I will always opt to pay through pay...

5
It’s very safe, I will always opt to pay through pay pal credit to ensure safety and also good value for money. Reviewed on: 17th June 2024

Straightforward and welcome payment options

5
Always a straightforward transaction and payment options are welcome to budget for some major purchases Reviewed on: 17th June 2024

Super easy to use and accepted everywhere!

5
Super easy to use and accepted everywhere! Reviewed on: 17th June 2024

Very easy and safe /secure to use.

5
Very easy and safe /secure to use. Good and reliable so very happy with PayPal. Reviewed on: 17th June 2024

Super easy to use, safe for payment.

5
Super easy to use, safe for payment.Very flexible to manage your limit.absolute recommend! Reviewed on: 17th June 2024

Very easy website ...

5
Very easy website clear and gives derails of transactions Reviewed on: 17th June 2024

Do it it’s simple

5
Easy to use so easy to pay back it’s great Reviewed on: 17th June 2024

Easy to use plus keep track on amounts , available t...

5
Easy to use plus keep track on amounts , available to make extra payments when you can Reviewed on: 17th June 2024

Good and useful

5
Really helpful when you need it and enjoying a lot. Its really handy and i wll recommend to friends and family. Reviewed on: 17th June 2024

Best experience ever brilliant feature

5
Best experience ever. Hassle free. Peace of mind . Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products