Smart Money People Logo

PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

PayPal makes sending and receiving money super easy...

5
PayPal makes sending and receiving money super easy and fun! With just a few clicks, you can pay for anything online or share costs with friends. It keeps your info safe and secure, so you can shop without worries. Plus, there are no hidden fees! Millions of people use PayPal every day because it's reliable and simple. Try PayPal – it's the sweetest way to pay! Reviewed on: 23rd May 2024

Fastest and very usefull services

5
Fastest and very usefull services Reviewed on: 17th June 2024

No. 1 for online transactions

5
Very, very few problems - issues resolved quickly and reasonably. Reviewed on: 17th June 2024

Always been good and sorted all problem quick

5
Always been good and sorted all problem quick Reviewed on: 17th June 2024

I love how quick the app works.

5
I love how quick the app works.and the customer support team are so helpful and friendly. Reviewed on: 17th June 2024

Statement never seems straight forward

4
Statement never seems straight forward Reviewed on: 17th June 2024

Save buy buying excellent used items on eBay

5
Save buy buying excellent used items on eBay and using PayPal Credit allows you to spread the cost at 0%, huge double win!! Reviewed on: 17th June 2024

Keep interest free!

5
PayPal is excellent for not charging interest if you pay within the terms date. Gives you opportunity to bay expensive items and budget for it. If you’re financially organised, like I am, it makes sense to make the most of it Reviewed on: 17th June 2024

Been great so far.

5
Been great so far. No issues and will highly recommend. Reviewed on: 17th June 2024

It's a excellent though I like the idea from PayPal...

5
It's a excellent though I like the idea from PayPal I support this idea it helped me alot thank you such a good idea Reviewed on: 17th June 2024

Paypal credit is great, no hassel and easy to use

5
Paypal credit is great, no hassel and easy to use Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products