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PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022

PayPal is great!

5
Very reasonable rates. Easy to use. Would recommend Reviewed on: 17th June 2024

No issues

4
Never really had any issues. I just wish there was a bit more explanation on how the monthly payments are calculated Reviewed on: 17th June 2024

As interest is not permitted in my faith pay in 3 an...

5
As interest is not permitted in my faith pay in 3 and 4 months zero percent interest helped me a lot. Thanks again Reviewed on: 17th June 2024

Always excellent communication and funds at the read...

5
Always excellent communication and funds at the ready when I needed it no problems at all Reviewed on: 17th June 2024

Been using PayPal for years

5
PayPal very good when I need to use pay in 3 or 0% for 4 months on big purchases. I never had any problems with PayPal. I like using PayPal when I buy items from overseas and it also great to transfer money to friends and family. Reviewed on: 17th June 2024

I like how safe and even I can pay monthly.

5
I like how safe and even I can pay monthly... Reviewed on: 17th June 2024

Amazing customer service team

5
Amazing customer service team they’ve always resolved any issues right away. Not too long of a wait to speak to someone - a real person! Not a robot Reviewed on: 17th June 2024

i enjoy using PayPal as customer service is excellent

5
i enjoy using PayPal as customer service is excellent Reviewed on: 17th June 2024

Great service .

5
Great service .Issues always resolved quickly and efficiently. A service that gives offers and chances to spread payment is very helpful Reviewed on: 17th June 2024

Never had an issue, feel safer using PayPal

5
Never had an issue, feel safer using PayPal Reviewed on: 17th June 2024

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