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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Flexible alternative form of credit

There are a few flexible options for both interest free and Apr payments meaning that items can often be paid for without paying extortionate interest on a credit card. The option to buy cryptocurrency was very good but is no longer available in UK. Reviewed on: 24th May 2024

Paypal Credit: amazingly fast, secure and easy.

Paypal has an amazingly fast, secure and easy processing service - this is reflected in its Credit service which has helped me fund my businesses equipment needs through the years I've had it. Paypal credit also does a great job at informing me far before (usually around 15 days) a payment is due so I have ample time to make sure I get it done and paid. Their 'payments over £99' offer of 0% is amazing for when you need a quick month-to-month purchase. The only real hitch I have about the service is that payments (to pay-back) can take upwards of a few days to go through (they aren't instant for whatever reason?), Reviewed on: 17th June 2024

Great for larger purchases

Used the PayPal credit service lots of times and have had no issues. Great for those larger purchases. No interest charges as long as it’s paid off before the date stipulated. Reviewed on: 17th June 2024

Worth having

Easy to use, pay and keep track of. Reviewed on: 17th June 2024

Very good service , always very helpful, there when...

Very good service , always very helpful, there when you need it Reviewed on: 17th June 2024

Easy to use and very quick to sign up and...

Easy to use and very quick to sign up and get going Reviewed on: 17th June 2024

I have had a PayPal account for some time now and l...

I have had a PayPal account for some time now and l have used for all occasions from shopping 3 month payment to some more expensive like hotel or travel using pay 4 months interest free which l can navigate to suit my finances Reviewed on: 17th June 2024

Love having the pay in 3 instalments and 4 months in...

Love having the pay in 3 instalments and 4 months interest free credit Reviewed on: 17th June 2024

PayPal is secure

I use PayPal because is an extra level of security. Plus is easy to have all your cards and select the one that you need. Reviewed on: 17th June 2024

PAYPAL YOUR AMAZING!

Pay pal has been amazing for me to quickly and easily for stuff online. As well as this it is so secure that I feel safe using this as a form of payment. Reviewed on: 17th June 2024

Very efficient and secure.

Very efficient and secure. I have always feel at ease when making purchase using PayPal. The money cab be refunded if the item purchased does not meet your expectations. Reviewed on: 17th June 2024

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