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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Great offers.

5
Great offers. Pay in 3 to avoid interest charges Reviewed on: 14th July 2026

Amazing paypal I always use it especially purchases...

5
Amazing paypal I always use it especially purchases over £99 pay in 4! Reviewed on: 14th July 2026

I find it easy and stress free PayPal.

5
I find it easy and stress free using PayPal. I never have to worry about customer service is it is ever needed as the service is excellent Reviewed on: 14th July 2026

Great gives me more time to pay.

5
Great gives me more time to pay. Reviewed on: 14th July 2026

The safest way to purchase online..

4
I find it the safest way to purchase online, as IF we have an issue? PP CS deal with it within a 10 day process. Reviewed on: 14th July 2026

I use paypal credit and have used pay in 3, both gre...

5
I use paypal credit and have used pay in 3, both great services Reviewed on: 14th July 2026

Celebrity Gad

1
PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Safer payments

5
Easy to use and extremely safe way to make payments Reviewed on: 14th July 2026

I love using PayPal credit

5
I love using PayPal credit it simple safe and quick. I love the offers on some of my favourite stores, given me a little bit extra in these tough times. Reviewed on: 14th July 2026

I use it to pay fir internet bought wares

5
I use it to pay fir internet bought wares Reviewed on: 14th July 2026

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