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PayPal: PayPal Credit reviews

4.90
Based on 104,607 reviews, last reviewed 11th May 2026
2480900% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good. Lovely So far so good. Also lovely services and good credit limit Reviewed on: 11th May 2026
Zeeshan 's avatar
Zeeshan

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
DB's avatar
DB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104607)

Brialiant one of the best payment metod especially p...

5
Brialiant one of the best payment metod especially pay within 4 months Reviewed on: 11th May 2026

PayPal & PayPal Credit

5
I’ve been using PayPal for a while now and honestly it’s made online payments so much easier and less stressful. Whether I’m buying something online, sending money to friends/family or paying for services, everything is quick, simple and secure. I like that I don’t have to keep entering my card details everywhere and the checkout process is smooth every time. The PayPal Credit option has also helped spread the cost of bigger purchases when needed, which is really convenient. The app is easy to use, payments are instant most of the time and I’ve never had any major issues. Overall it just makes managing payments a lot more convenient and gives extra peace of mind when shopping online. Reviewed on: 11th May 2026

Amazing experience

5
Amazing promotions. Always useful the 0%. Reviewed on: 11th May 2026

Easy and fast to use.

5
Easy and fast to use. Has number of options Reviewed on: 11th May 2026

PayPal offers a remarkably convenient and secure pla...

5
PayPal offers a remarkably convenient and secure platform for managing financial transactions. Its user-friendly interface makes sending and receiving money a straightforward process. The added layer of security provides peace of mind when conducting online purchases. Furthermore, their customer support is generally helpful and responsive when assistance is needed. Overall, PayPal is a reliable and efficient service for everyday financial needs. Reviewed on: 11th May 2026

Very good experience and straight forward

5
Very good experience and straight forward Reviewed on: 11th May 2026

Excellent in all sense

4
Excellent in all sense, My last customer service was dealt very efficiently. Reviewed on: 11th May 2026

My general experience with PayPal is quite good.

4
My general experience with PayPal is quite good. However there are issues with PayPal credit that is quite difficult to navigate through. Specifically to set up direct debit payments. Once it is set up, can’t find the option to either reduce it or cancel these direct debits. These has lead to my forms of payments being rejected and go through a process of getting them to be accepted again Reviewed on: 11th May 2026

It’s great

5
It’s great allows to too have nice things and pay monthly Reviewed on: 11th May 2026

Good experience i love how it’s easy to use

4
Good experience i love how it’s easy to use Reviewed on: 11th May 2026

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