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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Whenever I have had an issue with goods purchased th...

5
Whenever I have had an issue with goods purchased that have been substandard PayPal have conflated my dispute swiftly and resolved quickly to my satisfaction. I always try to use them now when buying from unfamiliar sellers for the added protection they give. Reviewed on: 14th July 2026

Never had an issue with PayPal and if a strange tran...

5
Never had an issue with PayPal and if a strange transaction has occurred then they have acted immediately Reviewed on: 14th July 2026

Used PayPal for years now and always been very happy...

5
Used PayPal for years now and always been very happy with their services. Reviewed on: 14th July 2026

PayPal the best

5
PayPal credit has been a great help to me especially when you need something urgently, and it lets you pay monthly, would definitely recommend to friends and family, plus you get the chance to pay in three Reviewed on: 14th July 2026

Pay in 3 very useful, any purchase I use this...

5
Pay in 3 very useful, any purchase I use this service Reviewed on: 14th July 2026

Good service and quick response to complain.

5
Good service and quick response to complain. Reviewed on: 14th July 2026

Easy simple transactions, with a variety of payment...

5
Easy simple transactions, with a variety of payment options. Reviewed on: 14th July 2026

I feel like my money is safe with PayPal, it’s easy...

5
I feel like my money is safe with PayPal, it’s easy to use I don’t have to remember card numbers and the pay in 3 function is great for larger purchases! Reviewed on: 14th July 2026

Every time I've used PayPal to pay, it's been super...

5
Every time I've used PayPal to pay, it's been super convenient and seamless! The customer service support has always been super helpful whenever I've had any issues and/or questions. I would recommend it to other people. :) Reviewed on: 14th July 2026

im very happy with PayPal credit is very good to...

5
im very happy with PayPal credit is very good to me Reviewed on: 14th July 2026

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