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PayPal: PayPal Credit reviews

4.90
Based on 104,563 reviews, last reviewed 11th May 2026
2478800% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Overall happy with the service Three months 0% is good but I feel could be 6 months for real value. Overall I’m happy with the service so far and would recommend to others Reviewed on: 11th May 2026
Walledinterest's avatar
Walledinterest

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026
AA's avatar
AA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104563)

A great and simple to use service that gives me some...

5
A great and simple to use service that gives me some flexibility with my money. Reviewed on: 11th May 2026

I have ever had any issues with PayPal since I start...

5
I have ever had any issues with PayPal since I started using it 10 years ago Reviewed on: 11th May 2026

Easy to use and lots of places to use PayPal credit at.

5
Easy to use and lots of places to use PayPal credit at. Reviewed on: 11th May 2026

Easy to use, efficient, informative and speedy

5
Easy to use, efficient, informative and speedy Reviewed on: 11th May 2026

Four months interest free is a great option

5
Bought several items with four months interest free, very easy transactions Reviewed on: 11th May 2026

Efficient service and simple to use

5
Efficient service and simple to use Reviewed on: 11th May 2026

My go to, when spreading costs

5
PayPal has always been easy to use/navigate. My go to, when I want to spread the cost of purchases Reviewed on: 11th May 2026

very useful service and love the card colour

5
very useful service and love the card colour Reviewed on: 11th May 2026

Excellent customer service service

5
Very good customer service and good customer support Reviewed on: 11th May 2026

Just saying

5
Very little to say, only had contact with them via telephone to sort a payment the issue was resolved quickly. Although I use PayPal for payment of products for ease and security. I do find navigation of the site a little confusing. Reviewed on: 11th May 2026

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