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PayPal: PayPal Credit reviews

4.90
Based on 104,515 reviews, last reviewed 11th May 2026
2476650% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never had any issues. I have never had any issues. Always seamless and easy to use. Reviewed on: 11th May 2026
Rachel Hives's avatar
Rachel Hives

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104515)

Always helped when needed no problems

5
Always helped when needed no problems Reviewed on: 11th May 2026

Love PayPal

5
PayPal have always been great to support if ive had any issues with services ive paid through PayPal. PayPal is so useful and Id be lost without it. Reviewed on: 11th May 2026

I found it quite straight forward applying for a cre...

5
I found it quite straight forward applying for a credit card. 4 months interest free credit was an added bonus and definitely helpful in budgeting my finances. Pp Reviewed on: 11th May 2026

It always works just like it should and is very simp...

5
It always works just like it should and is very simple and efficient way to pay. Reviewed on: 11th May 2026

Good customer service and provides for my needs!

5
Good customer service and provides for my needs! Reviewed on: 11th May 2026

easy to access credit

5
It was extremely easy to access credit, and the repayment plan is very convenient. All in black and white Reviewed on: 11th May 2026

I love PayPal

5
Had nothing but a good experience using PayPal would highly recommend Reviewed on: 11th May 2026

I’ve always been happy with my experience with PayPa...

5
I’ve always been happy with my experience with PayPal credit and gives me flexibility to purchase items I need and pay over time and I’m thankful for the notification of when balance is due have recommended to many of my family and friends and they use and love it to Reviewed on: 11th May 2026

Always safe and reliable.

5
Always safe and reliable. A trustworthy service. Reviewed on: 11th May 2026

I love to work with PayPal

5
I love to work with PayPal Very helpful. Always there for me! I will definitely recommend you to all my family, friends and colleagues Reviewed on: 11th May 2026

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