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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Paypal is helpful and easy to use

3
Paypal is helpful and easy to use Reviewed on: 14th July 2026

Whatever I do my shopping online, I know I can trust...

5
Whatever I do my shopping online, I know I can trust PayPal to look after my money and my transactions. Reviewed on: 14th July 2026

Easy and practical

5
I jave been using PayPal for a few years and I never had any problems. Thanks Reviewed on: 14th July 2026

Best customer service and smooth transaction.

5
Best customer service and smooth transaction. Reviewed on: 14th July 2026

Seamless service.

5
Seamless service. I am enjoying this superb payment solution Reviewed on: 14th July 2026

Great service , makes check out an easy process.

5
Great service , makes check out an easy process. Great communication via emails and app. I would recommend using PayPal credit. Reviewed on: 14th July 2026

Amazing, simple and customized for user needs.

5
Amazing, simple and customized for user needs. Reviewed on: 14th July 2026

PayPal I allows have a great experience paying back...

5
PayPal I allows have a great experience paying back is great because is affordable each month you don't have to pay back to much Reviewed on: 14th July 2026

No complaints to use,no cost.

5
Excellent service,reliable,easy to use,no cost. Reviewed on: 14th July 2026

PayPal has always been a good way to pay for me, I h...

5
PayPal has always been a good way to pay for me, I have dealt with customer service and they have always been friendly and efficient. I would recommend to everybody. Reviewed on: 14th July 2026

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