Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,809 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50809)

Paypal is just great.

5
Paypal is just great. It helps me buy items and pay in installments without getting into debt. Thank you. Reviewed on: 7th June 2025
Linda N's avatar
Linda N

No problems, easy to use, would recommend

5
No problems, easy to use, would recommend Reviewed on: 7th June 2025
john g's avatar
john g

Excellent services

5
I’ve been using PayPal for several years and it’s a brilliant service, app is use-friendly, the offers provided are excellent and the customer service I have received is outstanding. I would highly recommend PayPal to all and have recommend before! Reviewed on: 7th June 2025
Lauren B's avatar
Lauren B

Safe, interest free credit options

5
Always use PayPal for safety and a smooth transaction while shopping online they offer great credit options I'm not one for paying interest and PayPal always offer an interest free option that usually suits me. Reviewed on: 7th June 2025
Xander A's avatar
Xander A

Trustfull company, good customer service.

5
Trustfull company, good customer service. I’m happy customer. Thank you. Reviewed on: 7th June 2025
Pati's avatar
Pati

PURCHASE WITH EASE

5
I HAVE FOUND PURCHASING GOODS VIA PAYPAL SO EASY AND STRAIGHT FORWARD NO PROBLEMS WITH ANY SELLER WHEN I HAD A SLIGHT PROBLEM WITH REGARDS TO CANCELLING A SUBSCRIPTION PAYPAL SORTED IT OUT WITH NO COMPLECATIONS Reviewed on: 7th June 2025
GODFREY G's avatar
GODFREY G

Good for international transfers

3
I use PayPal to send money to friends in other countries, it’s a lot easier to send than bank transfers because those take a few days to process ( at least internationally ). I really quite like the UI and it’s easy to use Reviewed on: 7th June 2025
Ev's avatar
Ev

0% interest really helped.

5
0% interest really helped. For what i wanted the money for Reviewed on: 7th June 2025
Tony Estibeiro's avatar
Tony Estibeiro

only ever had one issue with paypal and as frustrati...

5
only ever had one issue with paypal and as frustrating as it was id still recommend them Reviewed on: 7th June 2025
Jason Black's avatar
Jason Black

Never had issues rates are good and clearly set out...

5
Never had issues rates are good and clearly set out Reviewed on: 7th June 2025
Jason R's avatar
Jason R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill