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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Always good to go

Always good to go no problems. Always easy to use. Reviewed on: 14th July 2026

Easy to use, flexible payments

I've had a good experience with PayPal Credit. It's easy to use, the application was straightforward, and being able to spread the cost of purchases has been really helpful. The app is simple to manage, payments are easy to make, and everything is clear. Overall, I've found it reliable and convenient. Reviewed on: 14th July 2026

Always trustworthy/quick response and solutions if n...

Always trustworthy/quick response and solutions if needed excellent service and communication Reviewed on: 14th July 2026

It's easy to use, specially I like to spreed the pay...

It's easy to use, specially I like to spreed the payments when I spend larger amounts. Reviewed on: 14th July 2026

Hassle Free

Issues are resolved quickly and peace of mind with purchases! Reviewed on: 14th July 2026

Excellent

It's been fantastic experience always good service and easy to do Reviewed on: 14th July 2026

My experience has been very good

My experience has been very good Reviewed on: 14th July 2026

Amazing staff always there to help and I love that I...

Amazing staff always there to help and I love that I feel.sage with PayPal on.all my payments Reviewed on: 14th July 2026

I have been using PayPal for many years.

I have been using PayPal for many years. On the few occasions I have had issues with goods not arriving PayPal has resolved the issue promptly. PayPal pay in 3 is perfect for splitting payments for items of higher value when it's before pay day. PayPal credit is a great choice and easy to set up a direct debit for monthly repayments. Reviewed on: 14th July 2026

Always used it as it's easy.

Always used it as it's easy. Makes my life a while lot better using PayPal insteado of trusting the website with my card details. A real safety net is placed around me. And now with the new PayPal reward points what more could I want Reviewed on: 14th July 2026

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