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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Excellent safe and easy to use service

5
Excellent safe and easy to use service Reviewed on: 14th July 2026

Happy to use PayPal

5
PayPal is very helpful even you pay with PayPal Credit, Pay in 3 or by Debit card. With PayPal save time and money. I am happy to use PayPal and I wholeheartedly recommend. Reviewed on: 14th July 2026

.Paypal is great

5
I love using PayPal. It's very easy to use and it's great there is an option for paying down on items. Reviewed on: 14th July 2026

Excellent

5
Easy fast and reliable transactions Reviewed on: 14th July 2026

Exceptional

5
Nothing but exceptional and value for the experience Reviewed on: 14th July 2026

Been using it for years.

5
Been using it for years. Never had any issues. Fantastic service. Reviewed on: 14th July 2026

Always safe secure and the best way to pay!!

5
Always safe secure and the best way to pay for purchases. Gives me time to pay the larger purchases and spread the cost when I need to budget Reviewed on: 14th July 2026

Always very responsive.

5
Always very responsive. Easy to use Reviewed on: 14th July 2026

Great service quick and easy don't have to fill in f...

5
Great service quick and easy don't have to fill in forms and register as everything registered with paypal Reviewed on: 14th July 2026

Optionss

5
Find it easy also pay pal Have option what's important to all pay now pay later and offer option that's what's needed to help others at hard times Reviewed on: 14th July 2026

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