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PayPal: PayPal Credit reviews

4.90
Based on 104,680 reviews, last reviewed 11th May 2026
2484200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit company, alway here to help Great credit company, alway here to help Reviewed on: 11th May 2026
Ricardo T's avatar
Ricardo T

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104680)

Excellent

5
Very good for when u need it and very easy to use Reviewed on: 11th May 2026

Very good experience with paypal very good customer...

4
Very good experience with paypal very good customer service Reviewed on: 11th May 2026

Very impressive i enjoy it it is so handy

5
Very impressive i enjoy it it is so handy Reviewed on: 11th May 2026

Great experience for years with paypal very trustwor...

5
Great experience for years with paypal very trustworthy and helpful when needed them to sort any issues especially when needing a refund from purchases made on ebay Reviewed on: 11th May 2026

I will always use PayPal.

5
I will always use PayPal. I feel that all my transactions are safe and secure. Reviewed on: 11th May 2026

Easy to use and website is good too

5
Easy to use and website is good too Reviewed on: 11th May 2026

Great, very happy, I can use in many places.

5
Great, I can use in many places, can not use in Amazon and few other places ... overall I am very happy with the service. Reviewed on: 11th May 2026

Intrest free deals...

5
There's always deals on for interest free payment on there, I think it great Reviewed on: 11th May 2026

Easy to use, clear on fees

5
I was introduced to PayPal credit after joining giff gaff for the first time having been with major networks for over a decade. I was worried about taking a line of credit for a new phone from an unfamiliar source but have used PayPal historically for eBay and the like so felt it was worth trying. I find it very easy to use, very clear on fees and interest and payments are easy to make via the PayPal app with reminder emails being sent out which work perfectly to help me remember to make my payment that month. Reviewed on: 11th May 2026

Dispute at being invoiced twice (within a period...

5
I was upset at being invoiced twice (within a period of 2 months) for the same membership that is valid for 1 year. I was very happy with the interaction of the Advisor at PayPal who was extremely proactive with her advice to assist me with the closure of my complain. Reviewed on: 11th May 2026

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