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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Been good can use it in shop and bars

Been good can use it in shop and bars Reviewed on: 14th July 2026

Credit thats easy

Everything is so easy ti get the credit and time to pay it off Reviewed on: 14th July 2026

I am very satisfied with my whole experience using P...

I am very satisfied with my whole experience using Paypal Reviewed on: 14th July 2026

The best and always happy to help

The best and always happy to help Reviewed on: 14th July 2026

I always use PayPal to pay in installments.

I always use PayPal to pay in installments. It's so easy and convenient! Reviewed on: 14th July 2026

Pay pal gives you peace of mind when paying for...

Pay pal gives you peace of mind when paying for items Reviewed on: 14th July 2026

PayPal continues to lead the payment pathway....

I've now used the PayPal service for a number of years and it is now my preferred payment service online and with the new roll out of the PayPal Credit Card it's likely to become my day to day go to method too. It's also such a convenient method for large purchases and with the interest free credit period it's a great enabler to make purchases you might not normally do! When things have gone wrong I've been able to escalate issues and had a very good response and resolution to issues. A very happy customer! Reviewed on: 14th July 2026

Cheapest Credit Available

Easy to use. Flexible and cheapest credit available. Reviewed on: 14th July 2026

It’s easy to operate and use the app is user friendl...

It’s easy to operate and use the app is user friendly and the process to apply is seamless and easy with customer care agent available to provide needed information Reviewed on: 14th July 2026

Easy to use and free, really good!

Easy to use and free, really good! Reviewed on: 14th July 2026

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