Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

View other PayPal products

4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Flexible alternative form of credit

There are a few flexible options for both interest free and Apr payments meaning that items can often be paid for without paying extortionate interest on a credit card. The option to buy cryptocurrency was very good but is no longer available in UK. Reviewed on: 24th May 2024

It’s fantastic, I enjoy using it for all purchases.

It’s fantastic, I enjoy using it for all purchases. Reviewed on: 17th June 2024

Superb all round

Superb. Really simple and a cost effective way to payment Reviewed on: 17th June 2024

Very low interest rate for monthly payments plans

Very low interest rate for monthly payments plans Reviewed on: 17th June 2024

customer service

There customer service is excellent Reviewed on: 17th June 2024

Fast and easy

Fast and easy transaction good offer's Reviewed on: 17th June 2024

Never had any problems.

Never had any problems. Feel safe to purchase anything using app Reviewed on: 17th June 2024

Quick and easy to use and very helpful for those pur...

Quick and easy to use and very helpful for those purchase just out of each for the month - easy to control Reviewed on: 17th June 2024

Using PayPal credit is easy and transparent.

Using PayPal credit is easy and transparent. You can clearly see your payments, and balances and the outstanding amount on any offers. Reviewed on: 17th June 2024

PayPal the handy way to pay

Always at hand and also the fact you can credit is really helpful. Reviewed on: 17th June 2024

PayPal simplicity.

I use PayPal for most payments simple, easy and quick to use. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Credit Card
from Monzo 4.96 from 2204 reviews
Purchase Credit Card
from Halifax 3.82 from 18 reviews
Overpay
from Incredible 0.00 from 0 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub