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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30760 reviews)

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4.91

Based on 30,760 reviews, last reviewed 27th Apr 2025

200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love 0% for 4 months 0.% for 4 months is fabulous. I can get this every time I pay for items above £99 Reviewed on: 18th April 2025

Latest lowest rating:

1

Incredibly underhanded and sneaky way of conducting... Incredibly underhanded and sneaky way of conducting a business. I set up a credit agreement with PayPal Credit on the condition that they would take p... Read more Reviewed on: 27th April 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30760)

Review of the PayPal, PayPal Credit:

Safe and easy to pay online.

Safe and easy to pay online. Nice to be able to spread the cost of larger purchases. And if you have any problems the customer service team is always ready to help Reviewed on: 15th June 2024

Enjoy it the PayPal way

I think it’s the best to pay for things and I love the bonus of paying in 3 months without interest. It offers flexibility which no other financial institution offers. Reviewed on: 17th June 2024

Good way of paying for items without paying for it a...

Good way of paying for items without paying for it all at once Reviewed on: 17th June 2024

Quick, easy and convenient

Love PayPal, it’s Quick, easy and convenient. Love the 0% over 4 months and the app makes it easy to view, manage and to keep track of transactions / out standing balances. I use PayPal credit to pay for items not only to spread the cost but to have the assurances of not paying in full if the goods don’t arrive. Highly recommend. Reviewed on: 17th June 2024

I love using PayPal it's very simple and easy to und...

I love using PayPal it's very simple and easy to understand Reviewed on: 17th June 2024

Simply the best!

Paypal is so easy to use, is extremely secure and when there are issues the paypal team provide exemplary customer service. Paypal credit is great value for money and the 6 months interest free and pay in 3 are fantastic if you need a bit more time to pay for purchases Reviewed on: 17th June 2024

Good experience

Good experience, can't fault mostly Reviewed on: 17th June 2024

Simple to use; easy interface.

Simple to use; easy interface. However, the US dollar/GBP exchange rate is substantially less than if I was to use my Wise account. PayPal need to be more competitive by offering better or similar rates. Reviewed on: 17th June 2024

My experience with pay pal.

My experience has been great because i can pay in three payments and able to afford dearer things that I like. Reviewed on: 17th June 2024

Never had an issue.

Never had an issue. The ability to spread costs over a period of time has come in handy on some many occasions Reviewed on: 17th June 2024

Easy to use, never had any issues at at all.

Easy to use, never had any issues at at all. Reviewed on: 17th June 2024

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