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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Convenient to use an super quick

This is my go to method of payment as it’s easy to setup and use. Never had any issues and it’s interest free over certain periods. Makes managing my money easy. Reviewed on: 11th June 2024

PayPal credit is amazing

PayPal credit allows me to make larger purchases and helps me organise my finances by spreading the cost Reviewed on: 17th June 2024

Using the App

It was straightforward to get started using PayPal, and easy to use on the App. Reviewed on: 17th June 2024

Excellent customer service and communication

Excellent customer service and communication Reviewed on: 17th June 2024

Amazing service

Amazing service with quick easy payments with just a few clicks of a button. Reviewed on: 17th June 2024

So quick and easy to use and all information needed...

So quick and easy to use and all information needed is provided in app Reviewed on: 17th June 2024

I use PayPal credit as it offers me 0% interest.

I use PayPal credit as it offers me 0% interest. It’s clever because it does make you buy that thing you thought should I. But hey 3/4 months 0% interest just helps. Even when the moneys there it just makes you feel better about spending it, it’s so easy to do. The 3 month one is better as it takes it as a direct debit so you don’t have to do anything with it. Reviewed on: 17th June 2024

Great service and features

In the past year I have had about 2 issues and both times they have been sorted out so quickly. I enjoy the pay in 3 option as someone who’s not too keen on credit cards this has been the best alternative for me! Reviewed on: 17th June 2024

Great customer service and app is great to use

Great customer service and app is great to use Reviewed on: 17th June 2024

Whenever I have had to call customer services they h...

Whenever I have had to call customer services they have helped with my issue. Reviewed on: 17th June 2024

Excellent service, excellent app .

Excellent service, excellent app . Reviewed on: 17th June 2024

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