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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Convenient to use an super quick

This is my go to method of payment as it’s easy to setup and use. Never had any issues and it’s interest free over certain periods. Makes managing my money easy. Reviewed on: 11th June 2024

Always go with paypal!

Always go with paypal! Brilliant way to pay in 3 as a student also amazing customer service Reviewed on: 17th June 2024

Good service , reliable trustworthy

Good service , reliable trustworthy Reviewed on: 17th June 2024

Easy set up, management and good rates of interest.

It is really easy to arrange a credit account and I found the interest rates to be very competitive. Account management is really clear and simple as is checking balances. I think PayPal set responsible lending limits, and make it easy to make overpayments. Reviewed on: 17th June 2024

Hassle free shopping

Think it’s a very good way of paying for items online, secure no hassle any problems you can contact and get a fast reply Reviewed on: 17th June 2024

Great to use

Easy to use, I prefer to use PayPal as I know its secure and if I do come across any issues there is a person on the other end of the phone to help me Reviewed on: 17th June 2024

Wonderful Experience

The experience has been so wonderful and it has really reduced the burden of making payments immediately when buying stuffs. PayPal gives the opportunity of buying and spreading payments over a period of time Reviewed on: 17th June 2024

Had a bad experience a while back

Had a bad experience a while back when I was obviously scammed but PayPal found in the sellers favour . Since then it has been positive Reviewed on: 17th June 2024

A real Pal!

Been using it for years and it's never on my worry list! Reviewed on: 17th June 2024

Overall good

Sometimes it’s difficult to get a response to a query you have but overall it is a good service Reviewed on: 17th June 2024

Excellent customer service

Customer service have always been reassuring & solve the problem at hand when I have had to contact them Reviewed on: 17th June 2024

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