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PayPal: PayPal Credit reviews

4.91
Based on 49,609 reviews, last reviewed 30th May 2025
1733300% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love PayPal and use it all the time. I love PayPal and use it all the time, I especially like being able to spread the cost of things I want over 3 months and also knowing it’s a secure w... Read more Reviewed on: 30th May 2025
Lizzy's avatar
Lizzy

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49609)

Review of the PayPal, PayPal Credit:

Awesome credit options

5
I think PayPal’s credit options are a fantastic way of spreading costs over an affordable time period, and it is extremely easy to implement to make large purchases easier to manage. I have only experienced an issue once, to do with connectivity to a previous bank account due to either PayPal or the other bank not listing my address correctly, but the issue has been resolved Reviewed on: 17th June 2024

I love PayPal and use it all the time.

5
I love PayPal and use it all the time, I especially like being able to spread the cost of things I want over 3 months and also knowing it’s a secure way of paying for things Reviewed on: 30th May 2025

Always very clear

5
Always very clear, professional and supportive Reviewed on: 30th May 2025

Ease of use

4
Ease. Of use and very clear and precise Reviewed on: 30th May 2025

Always use PayPal when I can for purchases, prefer i...

5
Always use PayPal when I can for purchases, prefer it to using my debit card for many reasons. Reviewed on: 30th May 2025

Poor customer service not responding well

1
Poor customer service not responding well Reviewed on: 30th May 2025

Just generally a good service, everyone I would have...

5
Just generally a good service, everyone I would have an issue, a very professional person would deal with it and I don’t have to go I breath length to wxplain the issue, the person would generally understand and find a solution. Reviewed on: 30th May 2025

Best PayPal service

5
I've bought many things via PayPal it is safe, fast and secure payment. Even 2-3 times in 10 years I've done wrong payment and everything was sorted really fast. Reviewed on: 30th May 2025

Fast, correct, good way for lots of things

5
Wasn't any problem with them, I can recommend them highly Reviewed on: 30th May 2025

It was very efficient to organise credit and pay it...

5
It was very efficient to organise credit and pay it back monthly Reviewed on: 30th May 2025

PayPal Credit is the convenient option!

5
I've been using PayPal Credit for a while now, and I have to say, it's been an incredibly positive experience. It's seamlessly integrated into the PayPal ecosystem, which makes managing purchases and payments incredibly convenient. One of the biggest advantages is the flexibility it offers. Whether it's a larger purchase I want to spread out over time or taking advantage of those fantastic 0% interest promotional periods, PayPal Credit gives me the control I need over my finances. The application process was quick and easy, and I appreciate the clear statements and reminders that keep me on track with my payments. It's a reliable and straightforward way to manage credit, especially for online shopping. Highly recommended for anyone looking for a flexible and user-friendly credit option! Reviewed on: 30th May 2025

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