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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Always there

5
PayPal Credit is always there if I forget my wallet for purchases that can accommodate this service. Also since I acquired it they always increased my annual credit limit due to me paying on time which is a plus. Reviewed on: 8th July 2022
Shakeel Sheikh's avatar
Shakeel Sheikh

Excellent

5
No hassle. Fair interest rates. Peace of mind for all online payments Reviewed on: 8th July 2022
Sandrs's avatar
Sandrs

Excellent service

5
This provider gives satisfactory ratings for all my personal and family needs .Highly recommended Reviewed on: 8th July 2022
Vivian's avatar
Vivian

Excellent customer service

5
Paypal always make sure you get refund and the item is not as described. Reviewed on: 8th July 2022
Paulina Tandoh's avatar
Paulina Tandoh

Satisfying

5
Very satisfying ,good services, everything Reviewed on: 8th July 2022
Monica Nichita 's avatar
Monica Nichita

Best rates

5
Easy to use and easy to pay , I prefer this system to my all credit cards that I already have Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Fantastic facility if you can manage your money

5
I find the 4 months interest free option on purchases invaluable as it allow budgeting flexibility for those moderately expensive purchases. If you can plan to settle before the interest free period ends its a great way to manage your finances. I have purchased a lot of great equipment by availing myself of this facility. I always use the facility within my means so I can manage settling within the 4 month period. I will continue to use PayPal credit as long as this facility is offered. Reviewed on: 8th July 2022
mark shelton's avatar
mark shelton

Really simple way to spread the cost over 4 months

5
Signing up to PayPal credit was the best decision I have made in a long time. it's so convenient to use for online shopping and it lets you spread the cost of purchases over £99 over 4 months with NO interest. I was pleasantly surprised by the number of online stores which now accept PayPal credit, I have used it at ProCook, IKEA & Timberland. I would recommend PayPal credit to anyone who regularly shops online. Reviewed on: 8th July 2022
MarkJW's avatar
MarkJW

Excellent

5
So easy to use and lots of time to pay back interest free. Reviewed on: 8th July 2022
Louise Spicer's avatar
Louise Spicer

Great product great price

5
Very competitive price. Very easy to use. Very happy. Reviewed on: 8th July 2022
Jonathan Bates's avatar
Jonathan Bates

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