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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,062 reviews, last reviewed 11th Apr 2026
761100% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great, but Great, but a more clear explanation of what happens after the 0% offer expires and how to pay off individual parts would be nice as It was not exactly... Read more Reviewed on: 11th April 2026
Chucky's avatar
Chucky

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59062)

Always helpful in helping makes transactions so easy...

5
Always helpful in helping makes transactions so easy and I know I am protected when making payments Reviewed on: 24th May 2024
Kspender's avatar
Kspender

Brilliant safe service would not pay any other way

5
Brilliant safe service would not pay any other way Reviewed on: 24th May 2024
Emma G's avatar
Emma G

Quick and easy way to purchase things online, open a...

5
Quick and easy way to purchase things online, open and transparent about purchases and fees. Helped me buy things that would usually take me months to save up for. Reviewed on: 24th May 2024
Joshua 's avatar
Joshua

Always reliable fast

5
Great experience always reliable and fast. I use paypal when paying for items as I trust that should anything go wrong I can always get my money back. I feel very assured when using paypal. Reviewed on: 24th May 2024
Sren T's avatar
Sren T

I wanted to share my experience with PayPal Credit a...

5
I wanted to share my experience with PayPal Credit as a customer. It’s been a convenient way to manage my online purchases by integrating seamlessly with my existing PayPal account. Reviewed on: 24th May 2024
Prince Osamking's avatar
Prince Osamking

My experience using PayPal Credit

5
I’ve been using PayPal Credit for a while now, and my experience has been overwhelmingly positive. From the ease of application to the convenience of use, PayPal Credit has been a reliable financial tool for my needs. Firstly, applying for PayPal Credit was straightforward and quick. The approval process was smooth, and I was able to start using the credit immediately. I appreciate the transparency in terms and conditions, which made me feel comfortable from the start. One of the standout features for me has been the seamless integration with my PayPal account. This integration allows for a smoother checkout process when shopping online. The "Pay in 4" feature, which lets you split payments into four interest-free installments, has been particularly beneficial, helping me manage my budget more effectively. Customer service has also been excellent. On the few occasions I've had questions, representatives have been knowledgeable and friendly, resolving my issues promptly and efficiently. In terms of security, PayPal Credit offers robust protections, which give me peace of mind when making transactions. The detailed statements and notifications help me stay on top of my spending and due dates, avoiding any unnecessary interest charges or late fees. Overall, I highly recommend PayPal Credit to anyone looking for a flexible and reliable credit solution. It has made managing my finances easier and more convenient, while also providing excellent service and security. Reviewed on: 24th May 2024
Mohammed K's avatar
Mohammed K

By buying needs that you can split and pay over a ce...

5
By buying needs that you can split and pay over a certain period of months without interest. Reviewed on: 24th May 2024
Christopher's avatar
Christopher

Happy Paypaler

5
I would recommend if you see an item you like but it’s not payday for a while yahooo just get it Reviewed on: 24th May 2024
V H's avatar
V H

Credit offering is good when it appears (specificall...

5
Credit offering is good when it appears (specifically the 0% option) but rules around it seem inconsistent Reviewed on: 24th May 2024
Scott's avatar
Scott

Very helpful and useful credit.

5
Very helpful and useful credit.. Reviewed on: 24th May 2024
Samuel V's avatar
Samuel V

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