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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Customer support is golden

5
Had a few issues regarding payment deadlines and the customer support team have been extremely understanding and helpful. No bad experiences with PayPal as of yet! 10/10 Reviewed on: 8th July 2022
Oliver Harris's avatar
Oliver Harris

Easy to use and accessible

5
Really pleased, I find it handy to have and easy to use Reviewed on: 8th July 2022
Esther Lim's avatar
Esther Lim

Needs a little tweak

2
The ability to divide a purchase over 4 payments interest free is very handy. My only really issue is if you have multiple purchases you can’t decided which one is paid off and payments just get taken off both. So while I bought and appliance on the 4 month option but an eBay purchase offer of 12 months free I was clearing of the 12 month one faster that I wanted and had to pay more cash to clear the 4 month one. If this is sorted it’ll be great. Reviewed on: 8th July 2022
Steve's avatar
Steve

Honest

5
PayPal credit is very useful and easy to navigate via the app, only issue I have had is trying to set up a direct debit. Besides this excellent service Reviewed on: 8th July 2022
scottkenny807@googlemail.com's avatar
[email protected]

Excellent for Short term credit

5
Excellent for short term credit. Easy to use app. Reviewed on: 8th July 2022
M rahman's avatar
M rahman

Useful interest free period

5
Great for bigger spend where you can use the interest free period. Quick and secure way to pay Reviewed on: 8th July 2022
Carol Clarkson's avatar
Carol Clarkson

Excellent service

5
Excellent service, constant contact and prior notifications , always helpful with any queries Reviewed on: 8th July 2022
Julie 's avatar
Julie

Easy to use

5
Ability to purchase anything you want from all sellers around the world with the knowledge of a fantastic company background Reviewed on: 8th July 2022
Michael Jones's avatar
Michael Jones

Easy to use

5
Good credit option for myself, if split amout for 3 months without interest Reviewed on: 8th July 2022
Igors Fursovs's avatar
Igors Fursovs

Fantastic and works better

5
PayPal has been a great company which helps my family to improve their finances and immediate needs.Previously I was on a higher credit limit and a review was made to reduce my credit limit despite that it has been a fantastic period being with PayPal till date I will continue to recommend PayPal to family and friends,great company and excellent customer service in all aspects of their dealing. Reviewed on: 8th July 2022
jideayeni2001ng@yahoo.com's avatar
[email protected]

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