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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

I've been using PayPal for over 20 years now, both a...

I've been using PayPal for over 20 years now, both as a buyer and a seller, and it remains one of the most reliable and convenient financial tools I use. Whether I'm shopping on eBay or splitting bills with friends, PayPal works. What I Love Most: Lightning-fast and effortless transactions: Sending money is literally instant. I can pay for something in seconds without having to dig out my credit card details every time. The "Pay in 3" option has saved me a few times when I needed to spread out bigger purchases. Top-tier security: I sleep easily knowing my financial info isn't floating around every website. PayPal's buyer and seller protection is genuinely excellent — I've had disputes resolved fairly and quickly when rare issues popped up. Seamless integrations: It connects flawlessly with Shopify, eBay, Etsy, Venmo, and countless other platforms. Mobile app is excellent: It's clean, intuitive, and lets me manage everything on the go — tracking payments, requesting money, and even generating QR codes for in-person sales. Reviewed on: 9th June 2026

So simple to use and perfect for all my online purch...

So simple to use and perfect for all my online purchases as offers peace of mind and a hassle free experience. Reviewed on: 9th June 2026

So far so good!

So far so good! Secure and comfortable Reviewed on: 9th June 2026

PayPal Cedit

Just Helped me out PayPal credit for emergencies when needed the money. Reviewed on: 9th June 2026

Quick and easy to get signed up and approved

Quick and easy to get signed up and approved Reviewed on: 9th June 2026

Quick and professional

I’m very happy with the communication and professionalism of the team. They respond quickly by phone and resolve any issues promptly and efficiently. It’s rare to find such a professional and responsive service nowadays. The team is reliable, efficient, and delivers excellent results. Reviewed on: 9th June 2026

I love PayPal and I feel my money is safe when payin...

I love PayPal and I feel my money is safe when paying with PayPal Reviewed on: 9th June 2026

I think it is easy and flexible.

I think it is easy and flexible. The security for your card is very good. The responses from PayPal is quick and professional. Reviewed on: 9th June 2026

Convenient but Could Improve

PayPal is generally convenient and easy to use for online payments. However, sometimes transfers or account verification can take longer than expected. Overall, it works well for everyday transactions Reviewed on: 9th June 2026

My thoughts

Every every time I’ve had to use PayPal to either have purchased something it’s always been clear and easy to use any time. I’ve had an issue with receiving a package where I’ve paid through PayPal and a refund needed to be issued is always been a quick and effective process and I have no complaints in using the app to purchase stuff send money receive refunds et cetera. Reviewed on: 9th June 2026

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