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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180860)

I think it is easy and flexible.

5
I think it is easy and flexible. The security for your card is very good. The responses from PayPal is quick and professional. Reviewed on: 9th June 2026

Convenient but Could Improve

5
PayPal is generally convenient and easy to use for online payments. However, sometimes transfers or account verification can take longer than expected. Overall, it works well for everyday transactions Reviewed on: 9th June 2026

My thoughts

5
Every every time I’ve had to use PayPal to either have purchased something it’s always been clear and easy to use any time. I’ve had an issue with receiving a package where I’ve paid through PayPal and a refund needed to be issued is always been a quick and effective process and I have no complaints in using the app to purchase stuff send money receive refunds et cetera. Reviewed on: 9th June 2026

Excellent service , easy to use, great repayment opt...

5
Excellent service , easy to use, great repayment options Reviewed on: 9th June 2026

Reliable & assuring.

5
Reliable & assuring. Very easy to use also and somehow feels more secure. Reviewed on: 9th June 2026

I really rate paypal and always have a positive expe...

5
I really rate paypal and always have a positive experience. I find paypal efficient, professional and transparent nothing hidden in endless small print. Reviewed on: 9th June 2026

easy games purchase

5
i always purchase games from paypal account from indian account Reviewed on: 9th June 2026

Helps me when needed

5
PayPal credit has really helped me when I've had a bit of trouble getting back on top of things after a surprise expense came up. Reviewed on: 9th June 2026

Secure online purchases and great protection.

4
Secure online purchases and great protection. Previously recovered funds from online shop without any issue. Reviewed on: 9th June 2026

all good, quick, right when it was needed

5
all good, quick, right when it was needed Reviewed on: 9th June 2026

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