Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Found easy to use, good payment options

5
Found easy to use, good payment options Reviewed on: 9th June 2026

Paypal credit is really easy to use, and easy to kee...

5
Paypal credit is really easy to use, and easy to keep an eye on your spending. It has good flexibility for paying back too. Use it more than my main bank these days Reviewed on: 9th June 2026

Trustworthy.

5
Trustworthy. Always know you are safe using PayPal and always able to seek help. Different options to pay using PayPal which is great. An all round excellent way to pay and trust. Reviewed on: 9th June 2026

simple and easy

5
Really simple and easy process - feels supportive and very useful Reviewed on: 9th June 2026

PayPal is the safest and clear to understand transac...

5
PayPal is the safest and clear to understand transactions Reviewed on: 9th June 2026

My PayPalI

5
I use PayPal for almost every transaction on the Internet and had no problem Reviewed on: 9th June 2026

Trust this site 100 present

5
PayPal is the only way that I trust to pay any money to any one trust it completely Reviewed on: 9th June 2026

Good and reliable

5
I find Pay Pal easy to use and it gives me more info than other banking firms for example parcel delivery. When I have had problems with retainers they reliable at working it out. Reviewed on: 9th June 2026

Excellent service

5
Excellent service. My favourite. Reviewed on: 9th June 2026

Excellent service

5
Excellent service and great value Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products