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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Amazing

The best credit so far! Easy to use & very useful! Reviewed on: 8th July 2022

Best Credit platform

I love PayPal credit , very straightforward and peace of mind when shopping on line. Reviewed on: 8th July 2022

Makes shopping so much easier and no interest!

PayPal credit allows you to get those purchases that you would normally put on your credit card but the great thing is that you don’t have to worry about paying those ridiculous interest rates. I like the fact that you get reminders to make a payment to your balance and using the app makes it so simple. PayPal credit has transformed the way I shop and manage my budget far more effectively. Reviewed on: 8th July 2022

Brilliant service

Paypal crdeit has been a godsend helped us out during the pandemic allowing us to get things we couldnt normally get Reviewed on: 8th July 2022

PayPal Credit 0% over 4 months

Since the beginning of 2022 I've been able to purchase items (e.g Dining Table & chairs set, our 2 weeks holiday home holiday), and spread the costs over 4 payments. As a PayPal customer now for +4 years I've enjoyed no fuss PayPal payments without having to breach any limit imposed on my spending. Along with my other sources of payment, PayPal is now a vital tool in my monthly budgeting. Reviewed on: 8th July 2022

Easy, simple and appreciate the security

Truly is a great product which continues to innovate and extend their services - love it! Reviewed on: 8th July 2022

Simple use

Simple to use and easy to pay back. Reviewed on: 8th July 2022

PayPal credit is fantastic for spreading costs of essential purchases

PayPal credit has helped me out so many times to spread the cost of purchases around Christmas time. It's taken so much stress away at that time of year and now I use it almost every time I need to make a sudden or unexpected purchase. I also use a credit card however PayPal credit is much easier to use and more transparent when payments are due making it easy and stress free to manage your balance. Highly recommended. Reviewed on: 8th July 2022

very handy

Comes in very handy for payments when I have no money, or when I'm expecting pay cheques. Reviewed on: 8th July 2022

easy to use

i was able to make several payments easy. i wish it was a transfer account aswell but i have no complaints whatsoever Reviewed on: 8th July 2022

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