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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Quick easy and reassuring

The whole product from setting up to using and paying back is super easy and convenient Reviewed on: 8th July 2022

Best credit ever

I just love it , its amazing to have something like that Reviewed on: 8th July 2022

Top top top

I have managed to book my first family holiday thanks to PayPal credit. It’s perfect because you can spread the cost in 4 months instalments with no interest and you don’t really need to have any money up front. Next thing I hope they issue credit cards with the same principle for everyday spending. Reviewed on: 8th July 2022

Allowed me to make a big big purchase and pay within a few months interest free!

I was saving to buy a sofa when the provider had a really good sale PayPal credit allowed me to purchase the sofa and pay back over a few months interest free, It was brilliant not only no interest but was able to take advantage of the promotion also and so saved a few hundred pounds too. Reviewed on: 8th July 2022

Perfect

It's easy and simple,just perfect Reviewed on: 8th July 2022

PayPal never lets you down

One little PayPal Button At Online Checkout And That’s It, It’s That Easy. Reviewed on: 8th July 2022

Good deals and offers

Never had a problem. Easy to use. Reviewed on: 8th July 2022

Affordable

In todays climate we all need a little hand and that’s exactly what PayPal credit does for me. It gives me that extra boost I need sometimes Reviewed on: 8th July 2022

Fantastic options

Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022

Recommend by online purchases

Recommend by online spenders and safer way to pa for your goods Reviewed on: 8th July 2022

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